Madison County property record for 1012 Heathcliff Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,603 sqft |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Sep 2025) |
| Tax Bill | $1,630 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0056-0008-0058 |
| Primary APN | 0056-0008-0058 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,603 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 74656 |
|---|---|
| Street Address | 1012 HEATHCLIFF DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-2660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARGYLL WOODS LOT 58 |
| Legal Subdivision | ARGYL |
| Legal Lot Number | 58 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10903 |
Source: Madison County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1012 HEATHCLIFF DR, RICHMOND, KY 40475-2660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on Record |
| Deed Sale | Sep 3, 2025 · Amount on Record |
| Deed Document Number | 202514282856 |
| Deed Book / Page | 872 / 460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 3, 2025 |
| Property Address | 1012 HEATHCLIFF DR, RICHMOND, KY 40475-2660 |
| Document Number | 00D872/460 |
| Book / Page | D872 / 460 |
| Map Reference | MB 15 PG 182 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 2014282856 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | UNKNOWN, LAND GROUP TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 288 KENLOCK DR, LEXINGTON, KY 40517-1632 |
| Name | Verified Name |
|---|---|
| Address | 1012 HEATHCLIFF DR, RICHMOND, KY 40475-2660 |
| Document Number | 2014282857 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | 2014282857 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Number | 0M2406/469 |
|---|---|
| Date | Sep 3, 2025 |
| Book Page | M2406/469 |
| Instrument | 2014282858 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 1, 2035 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,630.00 (+21.28%) Homeowner's exemption | $222,000 (+2%) | $222,000 (+2%) |
| 2023 | $1,344.00 (-4.41%) Homeowner's exemption | $185,000 (-) | $185,000 (-) |
| 2022 | $1,406.00 Homeowner's exemption | $185,000 | $185,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1990–2013) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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