Monroe County property record for 1024 Gibraltar Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,515 sqft · built 1970 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Jun 2002) |
| Tax Bill | $4,083 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00544850-000000 |
| Primary APN | 00544850-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,515 sqft Living Area |
| 1st Floor Area | 1,515 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 5,250 sqft (0.121 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Porch | Florida Room |
| Porch Area | 415 sqft |
| Patio Area | 105 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1668362 |
|---|---|
| Street Address | 1024 GIBRALTAR RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 9 LT 1 BAHIA MAR EST KEY LARGO PB4-79 OR438-178 OR644-741 OR680-815 OR788-1430 OR1092-1953 OR1477-717 OR1682-1943 OR1791-1299 OR2151-2411 OR3304-1280 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | BAHIA MAR ESTATES |
| Legal Block | 9 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1024 Gibraltar Rd is owned by two individuals who acquired it in December 2024.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 370037, KEY LARGO, FL 33037-0037 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2002 · Amount on File |
| Deed Sale | Jun 11, 2002 · Amount on File |
| Prior Sale | Mar 15, 2001 · Amount on File |
| Deed Book / Page | 1791 / 1299 |
| Last Transfer Date | Dec 18, 2024 |
| Transfer Doc | 0033041280 |
| Record Updated | Sep 20, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $482,056 Land $273,000 Building $209,056 | $482,056 Land $273,000 Building $209,056 | |
| 2024 | $4,083.00 (+9.85%) | ||
| 2023 | $3,717.00 (+12.16%) | $451,796 (+14.66%) Land $257,250 Building $194,546 | $451,796 (+14.66%) Land $257,250 Building $194,546 |
| 2022 | $3,314.00 | $394,046 Land $199,500 Building $194,546 | $394,046 Land $199,500 Building $194,546 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1024 Gibraltar Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1024 Gibraltar Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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