1017 Gibraltar Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 1017 Gibraltar Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,388 sqft · built 1974
Lot Size0.145 acres (6,300 sqft)
OwnerCompany Name on Record
Last Sale$245,000 (Jan 2016)
Tax Bill$3,949 (2024)
Flood ZoneZone AE (high risk)
APN00544820-000000

Property Details

APN / Parcel Number

Primary APN00544820-000000
Alternative APNs
  • 22613900544820000000
  • 1668338

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,388 sqft Living Area
1st Floor Area1,388 sqft
FlooringCeramic Tile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGeodesic/Dome
Roof MaterialConcrete
Lot Area6,300 sqft (0.145 acres)
Lot Dimensions105 ft deep x 60 ft wide
PorchFlorida Room
Porch Area388 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1668338
Street Address1017 GIBRALTAR RD
CityKEY LARGO
StateFL
Zip33037-4608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 8 LT 20 BAHIA MAR EST PB4-79 KEY LARGO OR564-447 OR644-743 OR687-413 OR698-667 OR710-19 OR915-1104 OR917-87C OR926-1044R/S OR1234-238 OR1234-239 OR2740-727LET/ADM OR2744-1257/58 OR2778-171/74
Legal Range39E
Legal Township61S
Legal Section22
Legal SubdivisionBAHIA MAR ESTATES
Legal Block8
Legal Lot Number20
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2008
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7695 SW 104TH ST, 220, PINECREST, FL 33156-3159
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2016 · Amount on Record
Deed SaleJan 14, 2016 · Amount on Record
Prior SaleNov 1, 1992 · Amount on Record
Deed Document Number20162060199
Deed Book / Page2778 / 171
Prior Transfer DateJun 1, 2015
Prior Transfer Doc0027441257
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$463,968 (+5.39%) Land $285,012 Building $178,956$463,968 (+5.39%) Land $285,012 Building $178,956
2024$3,949.00 (+9.27%)
2023$3,614.00 (+12.48%)$440,252 (+15.79%) Land $277,830 Building $162,422$440,252 (+15.79%) Land $277,830 Building $162,422
2022$3,213.00$380,204 Land $215,460 Building $164,744$380,204 Land $215,460 Building $164,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 245 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies245 in force
Nearby Flood Claims161 (1992–2023)
Claims Outside the SFHA6 of 161
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Irene, Oct 1999 · 31 claims
  • Hurricane Georges, Sep 1998 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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