1024 Ferguson Mill Rd, Salado, TX 76571 Property Records

Bell County property record for 1024 Ferguson Mill Rd, Salado, TX 76571

Property Summary

Property TypeSingle Family Home
Details3,462 sqft · built 2021
Lot Size0.98 acres (42,689 sqft)
OwnerIndividual Name on Record
Tax Bill$13,375 (2023)
Deeds & MortgagesSep 2021 Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN0406072449

Property Details

APN / Parcel Number

Primary APN0406072449
Alternative APNs
  • 482157
  • 875899

Interior

Stories2 Stories
Building Area3,462 sqft Living Area
2nd Floor Area1,001 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area42,689 sqft (0.98 acres)
Garage Area1,021 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number875899
Street Address1024 FERGUSON MILL RD
CitySALADO
StateTX
Zip76571-6507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSALADO MILLS SUBDIVISION PHASE TWO, BLOCK 003, LOT 0009, ACRES .980
Legal SubdivisionSALADO MILLS SUBDIVISION PHASE TWO
Legal Block3
Legal Lot Number9
JurisdictionBELL TX
Township / Civil DivisionSOUTH BELL
Census Block Group2
Census Block2029
Census Tract23406

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1024 FERGUSON MILL RD, SALADO, TX 76571-6507
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
HURST REAL ESTATE INC
Oct 23, 2020Deed of Trust, Mortgage
CENTRAL NAT'L BK
May 13, 2020Vendor's Lien, Transfer · Commercial Mortgage
CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2020
Deed SaleMay 13, 2020
Prior SaleMar 8, 2019
Deed Document Number2020-00022809
Record UpdatedJun 7, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address1024 FERGUSON MILL RD, SALADO, TX 76571-6507
Transaction TypeMortgage
Record UpdatedNov 15, 2022
Title CompanyFIRST COMMUNITY TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062417
DateSep 24, 2021
Instrument2021062417
Lender
NameHURST REAL ESTATE INC
TypeNon-Lending Institution
AddressDALLAS, TX 75206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address1024 FERGUSON MILL RD, SALADO, TX 76571-6507
Document Number0000059352
Instrument DateOct 23, 2020
Transaction TypeMortgage
Record UpdatedNov 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1024 FERGUSON MILL RD SALADO TX 765716507, SALADO, TX 76571-6507

Mortgage

Document Number0000059352
DateOct 29, 2020
Instrument59352
Lender
NameCENTRAL NAT'L BK
TypeBank
AddressWACO, TX 76710
Agreement
AmountAmount Recorded

May 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateMay 13, 2020
Property Address1024 FERGUSON MILL RD, SALADO, TX 76571-6507
Document Number0000022809
Map ReferenceDOC 2018-11A&B
Instrument DateMay 12, 2020
Instrument2020-00022809
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyFIRST COMMUNITY TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address407 CREEKSIDE DR, 407, SALADO, TX 76571-5862

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 ROSE WAY, RICHLAND SPRINGS, TX 76871

Mortgage

Document Number0000022810
DateMay 13, 2020
Instrument2020-00022810
Lender
NameCENTRAL NATIONAL BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictSalado Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$13,375.00 (-7.54%) Homeowner's exemption$950,000 Land $308,000 Building $642,000$950,000 Land $308,000 Building $642,000
2022$14,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 73 policies
Nearby Flood Policies73 in force
Nearby Flood Claims7 (2005–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimMar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALADO WSC
serves 11,460 people · EPA ID TX0140035
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Altitude ISP
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
SOS Communications
Fixed Wireless
100 / 20

May also be available: Brightspeed, Falcon Internet, Heritage Broadband, Nextlink, Western Broadband.

Nearby Properties on Ferguson Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number