1015 Ferguson Mill Rd, Salado, TX 76571 Property Records

Bell County property record for 1015 Ferguson Mill Rd, Salado, TX 76571

Property Summary

Property TypeSingle Family Home
Details2,521 sqft · built 2020
Lot Size0.78 acres (33,977 sqft)
OwnerIndividual Name on Record
Tax Bill$7,715 (2023)
Deeds & MortgagesJun 2020 Mortgage
Dec 2019 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN0406072359

Property Details

APN / Parcel Number

Primary APN0406072359
Alternative APNs
  • 482127
  • 865804

Interior

Stories1 Story
Building Area2,521 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Exterior MaterialStone
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area33,977 sqft (0.78 acres)
Garage Area759 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number865804
Street Address1015 FERGUSON MILL RD
CitySALADO
StateTX
Zip76571-6517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSALADO MILLS SUBDIVISION PHASE TWO, BLOCK 002, LOT 0002, ACRES .78
Legal SubdivisionSALADO MILLS SUBDIVISION PHASE TWO
Legal Block2
Legal Lot Number2
JurisdictionBELL TX
Township / Civil DivisionSOUTH BELL
Census Block Group2
Census Block2029
Census Tract23406

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1015 FERGUSON MILL RD, SALADO, TX 76571-6517
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2020Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 18, 2019Trustee's Deed, Construction Loan · Construction Mortgage
FIRST TX BK
Oct 2, 2019Warranty Deed, Transfer
FIRST CMNTY TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2020
Deed SaleJun 12, 2020
Prior SaleOct 2, 2019
Deed Document Number2020-00028069
Record UpdatedJun 7, 2026

June 2020: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJun 12, 2020
Property Address1015 FERGUSON MILL RD, SALADO, TX 76571-6517
Document Number0000028069
Map ReferenceDOC 2018-11A
Instrument DateJun 10, 2020
Instrument2020-00028069
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2021
Title CompanyFIRST COMMUNITY TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6107 CHIMNEY ROCK RD, 6107, KILLEEN, TX 76542-9735

Transferred To (Grantee/Buyer)

NameVerified Name
Address1804 VOLLEY LN, HARKER HEIGHTS, TX 76548-6034

Mortgage

Document Number0000028070
DateJun 12, 2020
Instrument2020-00028070
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

December 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionBELL TX
Recording DateDec 18, 2019
Property Address1015 FERGUSON MILL RD, SALADO, TX 76571-6517
Book / Page011121 / 000001
Instrument DateDec 10, 2019
Instrument57674
Transaction TypeConstruction Loan
Record UpdatedJan 10, 2020
Title CompanyFIRST CMNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6107 CHIMNEY ROCK RD KILLEEN TX 765429735, KILLEEN, TX 76542-9735

Mortgage

Document Number0000057674
DateDec 18, 2019
Book Page011121/000001
Instrument57674
Lender
NameFIRST TX BK
TypeBank
AddressKILLEEN, TX 76547
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 17, 2020

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateOct 2, 2019
Property Address1015 FERGUSON MILL RD, SALADO, TX 76571-6517
Document Number0000045407
Instrument DateSep 30, 2019
Instrument45407
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyFIRST CMNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4107 CHIMNEY ROCK KILLEEN TX 76540, KILLEEN, TX 76540

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictSalado Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,715.00 (-10.56%) Homeowner's exemption$786,232 Land $220,849 Building $565,383$786,232 Land $220,849 Building $565,383
2022$8,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 73 policies
Nearby Flood Policies73 in force
Nearby Flood Claims7 (2005–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimMar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALADO WSC
serves 11,460 people · EPA ID TX0140035
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Altitude ISP
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
SOS Communications
Fixed Wireless
100 / 20

May also be available: Brightspeed, Falcon Internet, Heritage Broadband, Nextlink, Western Broadband.

Nearby Properties on Ferguson Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number