1024 Division St, Cresco, IA 52136 Property Records

Howard County property record for 1024 Division St, Cresco, IA 52136

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,247 sqft · built 1966
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (Jan 2015)
Tax Bill$2,810 (2026)
Deeds & MortgagesAug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN320220004070000

Property Details

APN / Parcel Number

Primary APN320220004070000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,247 sqft Living Area
Basement Area1,247 sqft
Finished Basement1,247 sqft
Game RoomGame Room
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area14,985 sqft (0.344 acres)
Garage TypeAttached
Garage Area469 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area28 sqft
Patio Area466 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1024 DIVISION ST
CityCRESCO
StateIA
Zip52136-1016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA LOT 100' X 150' NECORNER LOT 5 NW NW
Legal Range11W
Legal Township99N
Legal Section23
Legal SubdivisionBEADLES SUBDIVISION
Legal Lot Number5
JurisdictionHOWARD IA
Township / Civil DivisionVERNON SPRINGS
Census Block Group3
Census Block3008
Census Tract960100

Owner

1024 Division St is owned and occupied by two individuals who bought it in January 2015.

Source: Howard County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1024 DIVISION ST, CRESCO, IA 52136-1016
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2015 · Amount on File
Deed SaleJan 2, 2015 · Amount on File
Prior SaleNov 22, 2011 · Amount on File
Deed Document Number20155
Deed Book / Page2015 / 5
Prior Transfer DateDec 29, 2014
Prior Transfer Doc02015/0005
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD IA
Property Address1024 DIVISION ST, CRESCO, IA 52136-1016
Transaction TypeMortgage
Record UpdatedOct 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/1387
DateAug 31, 2022
Book Page2022/1387
Instrument2022 1387
Lender
NameCUSB BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1024 Division St was $2,810 with a homeowner's exemption.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHoward County
MunicipalityCresco City
Unified School DistrictHoward-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,810.00$176,630 (-) Land $22,500 Building $154,130$176,630 (-) Land $22,500 Building $154,130
2025$2,810.00 (+2.33%) Homeowner's exemption$176,630 Land $22,500 Building $154,130$176,630 Land $22,500 Building $154,130
2024$2,746.00
2023$159,280 (+18.7%) Land $22,500 Building $136,780$159,280 Land $22,500 Building $136,780
2022$2,686.00 Homeowner's exemption$134,190 Land $22,500 Building $111,690
2021$134,190 Land $22,500 Building $111,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1024 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1024 Division St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESCO WATERWORKS
serves 3,913 people · EPA ID IA4515087
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink, Verizon, Windstream.

Nearby Properties on Division St

Nearby Streets

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