1000 Division St, Cresco, IA 52136 Property Records

Howard County property record for 1000 Division St, Cresco, IA 52136

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,288 sqft · built 1972
Lot Size0.202 acres (8,799 sqft)
Owner2 Individual Names on File
Tax Bill$3,174 (2026)
Deeds & MortgagesSep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN320550111010000

Property Details

APN / Parcel Number

Primary APN320550111010000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
Basement Area1,288 sqft
Finished Basement850 sqft
Unfinished Basement438 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialComposition/Composite
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,799 sqft (0.202 acres)
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
Deck Area220 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1000 DIVISION ST
CityCRESCO
StateIA
Zip52136-1016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 80' LOT 11 BLK 1 BOEKE'S 1ST ADDN
Legal SubdivisionBOEKE'S 1ST ADDN
Legal Block1
Legal Lot Number11
JurisdictionHOWARD IA
Township / Civil DivisionVERNON SPRINGS
Census Block Group3
Census Block3008
Census Tract960100

Owner

1000 Division St is owned and occupied by two individuals.

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1000 DIVISION ST, CRESCO, IA 52136-1016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD IA
Property Address1000 DIVISION ST, CRESCO, IA 52136-1016
Transaction TypeMortgage
Record UpdatedOct 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000001373
DateSep 5, 2018
Book Page0000002018/0000001373
Instrument000000001373
Lender
NameCUSB BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term352 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1000 Division St was $3,174 with a homeowner's exemption.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHoward County
MunicipalityCresco City
Unified School DistrictHoward-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,174.00$198,080 (-) Land $16,020 Building $182,060$198,080 (-) Land $16,020 Building $182,060
2025$3,174.00 (+3.19%) Homeowner's exemption$198,080 Land $16,020 Building $182,060$198,080 Land $16,020 Building $182,060
2024$3,076.00
2023$177,200 (+20.32%) Land $16,020 Building $161,180$177,200 Land $16,020 Building $161,180
2022$2,968.00 Homeowner's exemption$147,280 Land $16,020 Building $131,260
2021$147,280 Land $16,020 Building $131,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1000 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1000 Division St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESCO WATERWORKS
serves 3,913 people · EPA ID IA4515087
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink, Verizon, Windstream.

Nearby Properties on Division St

Nearby Streets

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