1024 Cummings Cir, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1024 Cummings Cir, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,140 sqft · built 1966
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Jun 2012)
Tax Bill	$2,201 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`517-08-00-029`

Property Details

APN / Parcel Number

Primary APN	`517-08-00-029`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,140 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	1,100 sqft
Upper Floors Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Tri-Level
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	143 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1024 CUMMINGS CIR
City	MOUNT PLEASANT
State	SC
Zip	29464-3506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -COOPER ESTATES DESCRIPTION -LT 13 BLK F
Legal Subdivision	COOPER ESTATES
Legal Block	F
Legal Lot Number	13
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3008
Census Tract	4607

Owner

1024 Cummings Cir is owned by an individual who bought it in June 2012.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1177 DAVIDSON RD, LEXINGTON, SC 29072-9625
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
May 4, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK/PINCKNEYVILLE
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SEC MTG
Jul 27, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK & TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2012 · Amount on File
Deed Sale	Jun 12, 2012 · Amount on File
Deed Book / Page	257 / 572
Prior Transfer Date	Nov 30, 2005
Prior Transfer Doc	W565/0444
Record Updated	Oct 29, 2026

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	May 4, 2026
Property Address	1024 CUMMINGS CIR, MOUNT PLEASANT, SC 29464-3506
Document Number	1386000443
Book / Page	1386 / 443
Instrument Date	Apr 24, 2026
Record Updated	May 19, 2026
Title Company	COOPERATIVE TITLE LLC, COOPERATIVE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 CUMMINGS CIR, MOUNT PLEASANT, SC 29464-3506
Investor	Possibly a Property Investor

Mortgage

Document Number	1386000443,
Date	May 4, 2026
Book Page	1386/443

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 24, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	May 4, 2026
Property Address	1024 CUMMINGS CIR, MOUNT PLEASANT, SC 29464-3506
Document Number	0013860443
Book / Page	1386 / 443
Instrument Date	Apr 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	COOPERATIVE TITLE LLC, COOPERATIVE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 CUMMINGS CIR, MOUNT PLEASANT, SC 29464-3506
Investor	Possibly a Property Investor

Mortgage

Document Number	1386000443,
Date	May 4, 2026
Book Page	1386/443

Lender

Name	FIRST NATIONAL BANK/PINCKNEYVILLE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 24, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1024 CUMMINGS CIR, MOUNT PLEASANT, SC 29464-3506
Document Number	0905/0222
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	COOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 CUMMINGS CIR MOUNT PLEASANT SC 294643506, MOUNT PLEASANT, SC 29464-3506

Mortgage

Document Number	0905/0222
Date	Aug 11, 2020
Book Page	000905/000222

Lender

Name	AMERICAN SEC MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1024 CUMMINGS CIR, MOUNT PLEASANT, SC 29464-3506
Document Number	0738/0275
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	COOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1024 CUMMINGS CIR MOUNT PLEASANT SC 294643506, MOUNT PLEASANT, SC 29464-3506

Mortgage

Document Number	0738/0275
Date	Aug 6, 2018
Book Page	000738/000275

Lender

Name	FIRST CITIZENS BK & TR CO
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1024 Cummings Cir was $2,201, down 70.2% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,201.00 (-70.2%)	$558,359 (+2,775.18%) Land $261,700 Building $296,659	$1,028,900 Land $360,000 Building $668,900
2024	$7,385.00	$19,420
2022	$6,780.00	$29,130	$565,400 Land $265,000 Building $300,400
2020			$565,400 Land $265,000 Building $300,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1024 Cummings Cir in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 177 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	177 in force
Nearby Flood Claims	89 (1982–2025)
Claims Outside the SFHA	36 of 89
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1024 Cummings Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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