1018 Cummings Cir, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1018 Cummings Cir, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,681 sqft · built 1974
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jan 2016)
Tax Bill	$2,984 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`517-08-00-181`

Property Details

APN / Parcel Number

Primary APN	`517-08-00-181`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,681 sqft Living Area
1st Floor Area	1,503 sqft
Upper Floors Area	1,178 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Multi-Family
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	126 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1018 CUMMINGS CIR
City	MOUNT PLEASANT
State	SC
Zip	29464-3506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -COOPER ESTATES DESCRIPTION -LT 14 BLK F
Legal Subdivision	COOPER ESTATES
Legal Block	F
Legal Lot Number	14
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3008
Census Tract	4607

Owner

1018 Cummings Cir is owned and occupied by two individuals who bought it in January 2016.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1018 CUMMINGS CIR, MOUNT PLEASANT, SC 29464-3506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2016 · Amount on File
Deed Sale	Jan 6, 2016 · Amount on File
Prior Sale	Jun 5, 2013 · Amount on File
Deed Book / Page	527 / 703
Prior Transfer Date	Jun 3, 2003
Prior Transfer Doc	K452/0644
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1018 CUMMINGS CIR, MOUNT PLEASANT, SC 29464-3506
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09960089
Date	May 27, 2021
Book Page	996/89

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1018 CUMMINGS CIR, MOUNT PLEASANT, SC 29464-3506
Document Number	0865/0320
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 CUMMINGS CIR MOUNT PLEASANT SC 294643506, MOUNT PLEASANT, SC 29464-3506

Mortgage

Document Number	0865/0320
Date	Mar 10, 2020
Book Page	000865/000320

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1018 Cummings Cir was $2,984, up 12.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,984.00 (+12.56%)	$780,505 (+2,774.79%) Land $304,750 Building $475,755	$1,291,700 Land $360,000 Building $931,700
2024	$2,651.00	$27,150
2022	$2,452.00	$27,150	$678,700 Land $265,000 Building $413,700
2020			$678,700 Land $265,000 Building $413,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1018 Cummings Cir in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 177 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	177 in force
Nearby Flood Claims	89 (1982–2025)
Claims Outside the SFHA	36 of 89
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1018 Cummings Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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