Montgomery County property record for 10239 Millstream Dr, Gaithersburg, MD 20886
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,220 sqft · built 1978 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,265 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01756854 |
| Primary APN | 09-01756854 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,220 sqft Living Area |
| 1st Floor Area | 620 sqft |
| Basement Area | 1 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01756854 |
|---|---|
| Street Address | 10239 MILLSTREAM DR |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20886-1053 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R90 |
| Legal Description | WATKINS MILL |
| Legal Subdivision | WATKINS MILL |
| Legal Block | 3 |
| Legal Lot Number | 41 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 700810 |
Source: Montgomery County records · APN 09-01756854
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10239 MILLSTREAM DR, GAITHERSBURG, MD 20886-1053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC |
| May 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 09, 2024 |
| Deed Sale | Jul 09, 2024 |
| Prior Sale | Nov 08, 2011 · Amount on Record |
| Deed Book / Page | 68173 / 281 |
| Prior Transfer Date | Jul 01, 2024 |
| Prior Transfer Doc | 0681730281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10239 MILLSTREAM DR, GAITHERSBURG, MD 20886-1053 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2024 |
| Title Company | PROVEST TITLE AND ESCROW LLC, HARVEST TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 10239 MILLSTREAM DR, GAITHERSBURG, MD 20886-1053 |
| Document Number | 0676520355 |
|---|---|
| Date | Dec 29, 2023 |
| Book Page | 67652/355 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10239 MILLSTREAM DR, GAITHERSBURG, MD 20886-1053 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | JACQUIE S TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0560330216 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 56033/216 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 01, 2048 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,400 (+7.03%) Land $120,000 Building $207,400 | $327,400 (-) Land $120,000 Building $207,400 | |
| 2025 | $3,265.00 (-10.03%) | $305,900 (+16.36%) | $327,400 (+24.53%) Land $120,000 Building $207,400 |
| 2024 | $3,629.00 (+49.1%) | ||
| 2023 | $262,900 Land $120,000 Building $142,900 | $262,900 Land $120,000 Building $142,900 | |
| 2022 | $2,434.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 166 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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