10237 Bannock St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10237 Bannock St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,162 sqft · built 1983
Lot Size	0.298 acres (12,976 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,000 (Sep 2025)
Tax Bill	$4,665 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2025 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0437-0130`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0437-0130`
Alternative APNs	`00275231` `275231`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,162 sqft Living Area
Gross Area	2,807 sqft
1st Floor Area	2,162 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,976 sqft (0.298 acres)
Lot Dimensions	106 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	200 sqft
Patio Area	64 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00275231
Street Address	10237 BANNOCK ST
City	SPRING HILL
State	FL
Zip	34608-6612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 437 LOT 13 ORB 349 PG 632
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 8
Legal Block	437
Legal Lot Number	13
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3000
Census Tract	40901

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10237 BANNOCK ST, SPRING HILL, FL 34608-6612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage NWL COMPANY LLC
Sep 10, 2025	Special Warranty Deed, Transfer · VA Mortgage NEWREZ LLC
Aug 15, 2022	Intrafamily Transfer, Transfer OS NATIONAL LLC
Jan 28, 2022	Warranty Deed, Transfer SOUTHEAST TITLE
Sep 22, 2021	Warranty Deed, Transfer · Commercial Mortgage BOYD LOAN FUNDING I LLC
Sep 10, 2021	Intrafamily Transfer, Transfer ARK TITLE SERVICES LLC
Jun 30, 2021	Correction Deed ARK TITLE SERVICES LLC
Jun 29, 2021	Warranty Deed, Transfer ARK TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Jan 28, 2022 · Amount on Record
Deed Document Number	202563089
Deed Book / Page	4607 / 1987
Prior Transfer Date	Sep 7, 2021
Prior Transfer Doc	0040540556
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10237 BANNOCK ST, SPRING HILL, FL 34608-6612
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	OS NATIONAL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0042170264
Date	Sep 7, 2022
Book Page	4217/264
Instrument	2022067131

Lender

Name	NWL COMPANY LLC
Type	Non-Lending Institution
Address	NEW YORK, NY 10019

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 10, 2025
Property Address	10237 BANNOCK ST, SPRING HILL, FL 34608-6612
Document Number	0046071987
Book / Page	4607 / 1987
Map Reference	MB 8 PG 27-37
Instrument Date	Aug 21, 2025
Instrument	2025063089
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,191.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	335 MADISON AVE FL 16, 16, NEW YORK, NY 10017-4614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10237 BANNOCK ST, SPRING HILL, FL 34608-6612

Mortgage

Document Number	0000046081
Date	Sep 10, 2025
Instrument	4608/1

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Aug 15, 2022
Property Address	10237 BANNOCK ST, SPRING HILL, FL 34608-6612
Document Number	0042081107
Book / Page	4208 / 1107
Map Reference	MB 6 PG 88&89
Instrument Date	Aug 11, 2022
Instrument	2022061918
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 PARK AVE, 90, NEW YORK, NY 10016-1301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 PARK AVE, NEW YORK, NY 10016-1301
Investor	Possibly a Property Investor

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 28, 2022
Property Address	10237 BANNOCK ST, SPRING HILL, FL 34608-6612
Document Number	0041200328
Book / Page	4120 / 328
Map Reference	MB 8 PG 27-37
Instrument Date	Jan 27, 2022
Instrument	2022007888
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount Recorded
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1320 BATTERSEA AVE, 1320, SPRING HILL, FL 34609-5515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6101 BAKER RD STE 200, 200, MINNETONKA, MN 55345-5959
Investor	Possibly a Property Investor

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 22, 2021
Property Address	10237 BANNOCK ST, SPRING HILL, FL 34608-6612
Document Number	0040591464
Book / Page	4059 / 1464
Map Reference	MB 8 PG 27-37
Instrument Date	Sep 17, 2021
Instrument	2021071345
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3464 PALOMETA DR, 3464, HERNANDO BEACH, FL 34607-3653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 BATTERSEA AVE, SPRING HILL, FL 34609-5515

Mortgage

Document Number	40591468
Date	Sep 22, 2021
Instrument	4059/1468

Lender

Name	BOYD LOAN FUNDING I LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Sep 10, 2021
Property Address	10237 BANNOCK ST, SPRING HILL, FL 34608-6612
Document Number	0040540556
Book / Page	4054 / 556
Map Reference	MB 8 PG 27
Instrument Date	Sep 7, 2021
Instrument	2021068533
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ARK TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3464 PALOMETA DR, HERNANDO BEACH, FL 34607-3653

June 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 30, 2021
Property Address	10237 BANNOCK ST, SPRING HILL, FL 34608-6612
Document Number	0040200452
Book / Page	4020 / 452
Map Reference	MB 8 PG 27
Instrument Date	May 28, 2021
Instrument	2021049289
Record Updated	Jun 7, 2023
Title Company	ARK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3915, SPRING HILL, FL 34611-3915

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3464 PALOMETA DR, HERNANDO BEACH, FL 34607-3653

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 29, 2021
Property Address	10237 BANNOCK ST, SPRING HILL, FL 34608-6612
Document Number	0040200078
Book / Page	4020 / 78
Map Reference	MB 8 PG 27
Instrument Date	May 28, 2021
Instrument	2021049190
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ARK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$1,063.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 39115, SPRING HILL, FL 34611

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2051 FENTRESS CT, SPRING HILL, FL 34609-4833

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,665.00 (-1.14%)	$278,349 (+2.37%) Land $47,362 Building $230,987	$278,349 (+2.37%) Land $47,362 Building $230,987
2024	$4,719.00 (+15.78%)	$271,910 (+1.3%) Land $41,523 Building $230,387	$271,910 (+1.3%) Land $41,523 Building $230,387
2023		$268,415 Land $48,378 Building $220,037
2022	$4,076.00		$268,415 Land $42,821 Building $225,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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