10234 Summer Elm Ave, Clermont, FL 34711 Property Records

Lake County property record for 10234 Summer Elm Ave, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,284 sqft · built 2000
Lot Size	0.272 acres (11,880 sqft)
Owner	Trust Name on File
Last Sale	$225,000 (Aug 2017)
Tax Bill	$2,017 (2024)
Deeds & Mortgages	Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-23-25-0805-000-06000`

Property Details

APN / Parcel Number

Primary APN	`12-23-25-0805-000-06000`
Alternative APN	`3788615`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,284 sqft Living Area
1st Floor Area	2,284 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	11,880 sqft (0.272 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	698 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3788615
Street Address	10234 SUMMER ELM AVE
City	CLERMONT
State	FL
Zip	34711-6445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN HILLS PHASE II SUB LOT 60 PB 42 PGS 44-45 ORB 4988 PG 725
Legal Range	25E
Legal Township	23S
Legal Section	12
Legal Subdivision	HIDDEN HILLS PHASE II SUB
Legal Phase	2
Legal Tract	805
Legal Lot Number	60
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1017
Census Tract	31322

Owner

10234 Summer Elm Ave is owner-occupied and held in a trust since August 2017.

Source: Lake County records, as of December 15, 2025

Owner of Record	Trust Name on File
Mailing Address	10234 SUMMER ELM AVE, CLERMONT, FL 34711-6445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2017 · Amount on File
Deed Sale	Aug 17, 2017 · Amount on File
Prior Sale	Sep 1, 2015 · Amount on File
Deed Document Number	2017089031
Deed Book / Page	4988 / 0725
Record Updated	Jun 8, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 17, 2017
Property Address	10234 SUMMER ELM AVE, CLERMONT, FL 34711-6445
Document Number	0049880725
Book / Page	004988 / 000725
Instrument Date	Jun 29, 2017
Instrument	89031
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10234 SUMMER ELM AVE CLERMONT FL 347116445, CLERMONT, FL 34711-6445

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$137,800 Land $108,000 Building $29,800	$367,458 Land $108,000 Building $259,458
2024	$2,017.00 (+12.87%)
2023	$1,787.00 (+12.39%) Homeowner's exemption	$130,020 (+2.99%)	$356,513 (+20.54%) Land $108,000 Building $248,513
2022	$1,590.00 Homeowner's exemption	$126,240	$295,763 Land $47,250 Building $248,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10234 Summer Elm Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10234 Summer Elm Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20