Lake County property record for 10231 Summer Elm Ave, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,721 sqft · built 2000 |
| Lot Size | 0.273 acres (11,899 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $224,900 (Jul 2016) |
| Tax Bill | $3,020 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-23-25-0805-000-05600 |
| Primary APN | 12-23-25-0805-000-05600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,721 sqft Living Area |
| 1st Floor Area | 1,721 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 11,899 sqft (0.273 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 426 sqft |
| Patio Area | 50 sqft |
| Utility Building | 1,733 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3788611 |
|---|---|
| Street Address | 10231 SUMMER ELM AVE |
| City | CLERMONT |
| State | FL |
| Zip | 34711-6446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIDDEN HILLS PHASE II SUB LOT 56 PB 42 PGS 44-45 ORB 4812PG 1960 ORB 5785 PG 422 |
| Legal Range | 25E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | HIDDEN HILLS PHASE II SUB |
| Legal Phase | 2 |
| Legal Tract | 805 |
| Legal Lot Number | 56 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 31322 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10231 SUMMER ELM AVE, CLERMONT, FL 34711-6446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK |
| Sep 1, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2016 · Amount on Record |
| Deed Sale | Jul 28, 2016 · Amount on Record |
| Prior Sale | Jul 28, 2016 · Amount on Record |
| Deed Document Number | 0048121960 |
| Deed Book / Page | 4812 / 1960 |
| Last Transfer Date | Sep 1, 2021 |
| Transfer Doc | 0057850422 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 10231 SUMMER ELM AVE, CLERMONT, FL 34711-6446 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Name | Verified Name |
|---|---|
| Address | 10231 SUMMER ELM AVE, CLERMONT, FL 34711-6446 |
| Document Number | 0056531676 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 5653/1676 |
| Instrument | 2021028258 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34994 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 1, 2021 |
| Property Address | 10231 SUMMER ELM AVE, CLERMONT, FL 34711-6446 |
| Document Number | 0057850422 |
| Book / Page | 5785 / 422 |
| Map Reference | MB 42 PG 44&45 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021120730 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16798 TURTLE HATCH DR, WINTER GARDEN, FL 34787-0021 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $221,360 (+5.98%) Land $108,000 Building $113,360 | $320,200 (+2.25%) Land $108,000 Building $212,200 | |
| 2024 | $3,020.00 (+9.1%) | ||
| 2023 | $2,768.00 (+6.26%) Homeowner's exemption Widower's exemption | $208,870 (+3%) | $313,152 (+24.1%) Land $108,000 Building $205,152 |
| 2022 | $2,605.00 Homeowner's exemption Widower's exemption | $202,790 | $252,340 Land $47,250 Building $205,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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