Lake County property record for 10232 Spring Moss Ave, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,163 sqft · built 1999 |
| Lot Size | 0.272 acres (11,880 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,700 (Nov 1999) |
| Tax Bill | $2,509 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-23-25-0800-000-04000 |
| Primary APN | 12-23-25-0800-000-04000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,163 sqft Living Area |
| 1st Floor Area | 2,163 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 11,880 sqft (0.272 acres) |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 378 sqft |
| Porch | Open Porch |
| Porch Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3783327 |
|---|---|
| Street Address | 10232 SPRING MOSS AVE |
| City | CLERMONT |
| State | FL |
| Zip | 34711-6437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIDDEN HILLS PHASE I LOT 40 PB 40 PGS 44-45 ORB 1772 PG 0313 |
| Legal Range | 25E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | HIDDEN HILLS PHASE |
| Legal Phase | 1 |
| Legal Tract | 800 |
| Legal Lot Number | 40 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 31322 |
Source: Lake County records · APN 12-23-25-0800-000-04000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10232 SPRING MOSS AVE, CLERMONT, FL 34711-6437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMRES CORPORATION |
| Oct 06, 2017 | Loan Modification, Mortgage · Conventional Mortgage NORTH JERSEY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 1999 · Amount on Record |
| Deed Sale | Nov 19, 1999 · Amount on Record |
| Deed Document Number | 0001772313 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 10232 SPRING MOSS AVE, CLERMONT, FL 34711-6437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10232 SPRING MOSS AVE, CLERMONT, FL 34711-6437 |
| Document Number | 0055961722 |
|---|---|
| Date | Dec 08, 2020 |
| Book Page | 5596/1722 |
| Instrument | 2020137982 |
| Name | AMRES CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | FEASTERVILLE TREVOSE, PA 19053 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 10232 SPRING MOSS AVE, CLERMONT, FL 34711-6437 |
| Document Number | 0050370205 |
| Book / Page | 005037 / 000205 |
| Instrument Date | Oct 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Name | Verified Name |
|---|---|
| Address | 10232 SPRING MOSS AVE CLERMONT FL 347116437, CLERMONT, FL 34711-6437 |
| Document Number | 0050370205 |
|---|---|
| Date | Dec 06, 2017 |
| Book Page | 005037/000205 |
| Instrument | 130345 |
| Name | NORTH JERSEY FCU |
|---|---|
| Type | Credit Union |
| Address | TOTOWA, NJ 07512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 05, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2% |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $176,240 (+5.98%) Land $108,000 Building $68,240 | $368,110 (+2.09%) Land $108,000 Building $260,110 | |
| 2024 | $2,509.00 (+10.58%) | ||
| 2023 | $2,269.00 (+10.15%) Homeowner's exemption | $166,300 (+3%) | $360,569 (+20.33%) Land $108,000 Building $252,569 |
| 2022 | $2,060.00 Homeowner's exemption | $161,460 | $299,661 Land $47,250 Building $252,411 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 242 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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