Lake County property record for 10225 Spring Moss Ave, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1999 |
| Lot Size | 0.273 acres (11,880 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (May 2015) |
| Tax Bill | $2,452 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-23-25-0800-000-01700 |
| Primary APN | 12-23-25-0800-000-01700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 2,283 sqft |
| 1st Floor Area | 1,800 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 11,880 sqft (0.273 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 55 sqft |
| Deck Area | Deck Area |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3783304 |
|---|---|
| Street Address | 10225 SPRING MOSS AVE |
| City | CLERMONT |
| State | FL |
| Zip | 34711-6438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | HIDDEN HILLS PHASE I LOT 17 PB 40 PGS 44-45 ORB 4628 PG 1555 |
| Legal Range | 25E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | HIDDEN HILLS PHASE I |
| Legal Tract | 0800 |
| Legal Lot Number | 17 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 31322 |
Source: Lake County records, as of May 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10225 SPRING MOSS AVE, CLERMONT, FL 34711-6438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Apr 28, 2021 | Deed of Trust, Mortgage · Line of Credit PARTNERS FCU |
| May 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 30, 2018 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2015 · Amount on Record |
| Deed Sale | May 26, 2015 · Amount on Record |
| Prior Sale | Jul 31, 2009 · Amount on Record |
| Deed Document Number | 201555458 |
| Deed Book / Page | 4628 / 1555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 7, 2026 |
| Property Address | 10225 SPRING MOSS AVE, CLERMONT, FL 34711-6438 |
| Document Number | 0000056635 |
| Book / Page | 6735 / 893 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202656635 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 10225 SPRING MOSS AVE, CLERMONT, FL 34711-6438 |
| Document Number | 0000056635, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 6735/893 |
| Instrument | 202656635 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Apr 1, 2053 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 10225 SPRING MOSS AVE, CLERMONT, FL 34711-6438 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10225 SPRING MOSS AVE, CLERMONT, FL 34711-6438 |
| Document Number | 0056980457 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 5698/457 |
| Instrument | 2021058887 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 27, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 10225 SPRING MOSS AVE, CLERMONT, FL 34711-6438 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10225 SPRING MOSS AVE, CLERMONT, FL 34711-6438 |
| Document Number | 0057011218 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 5701/1218 |
| Instrument | 2021061169 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 10225 SPRING MOSS AVE, CLERMONT, FL 34711-6438 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10225 SPRING MOSS AVE, CLERMONT, FL 34711-6438 |
| Document Number | 0061170206 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 6117/206 |
| Instrument | 2023036666 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 10225 SPRING MOSS AVE, CLERMONT, FL 34711-6438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051012426 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 5101/2426 |
| Instrument | 2018049390 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 10225 SPRING MOSS AVE, CLERMONT, FL 34711-6438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0055101979 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 5510/1979 |
| Instrument | 2020079720 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 1, 2050 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,750 (+2.9%) | $317,858 (-) Land $108,000 Building $209,858 | |
| 2025 | $171,770 (+5.99%) Land $108,000 Building $63,770 | $317,858 (+2.14%) Land $108,000 Building $209,858 | |
| 2024 | $2,452.00 (+10.8%) | ||
| 2023 | $2,213.00 (+10.37%) Homeowner's exemption | $162,070 (+3%) | $311,190 (+24.26%) Land $108,000 Building $203,190 |
| 2022 | $2,005.00 Homeowner's exemption | $157,350 | $250,440 Land $47,250 Building $203,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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