1023 Snapper Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 1023 Snapper Ln, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,048 sqft · built 1987
Lot Size	0.154 acres (6,720 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (May 2023)
Tax Bill	$4,536 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00484440-000000`

Property Details

APN / Parcel Number

Primary APN	`00484440-000000`
Alternative APNs	`13623800484440000000` `1594059`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,048 sqft Living Area
1st Floor Area	1,048 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,720 sqft (0.154 acres)
Lot Dimensions	112 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	205 sqft
Patio Area	130 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1594059
Old Parcel Number	13623800484440000000
Street Address	1023 SNAPPER LN
City	KEY LARGO
State	FL
Zip	33037-3876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1 LT 6 REVISED PLAT OF SUNRISE POINT KEY LARGO PB3-11 OR98-137/38 OR486-69 OR859-2095 OR877-1482 OR954-978 OR980-2383
Legal Range	38E
Legal Township	62S
Legal Section	13
Legal Subdivision	SUNRISE POINT REV
Legal Block	1
Legal Lot Number	6
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1009
Census Tract	970600

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1023 SNAPPER LN, KEY LARGO, FL 33037-3876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 24, 2018	Trustee's Deed, Construction Loan · Line of Credit MARTIN E & GAIL D COLEMAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Prior Sale	Sep 17, 2007 · Amount on Record
Deed Document Number	2417362
Deed Book / Page	3224 / 1655
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 10, 2023
Property Address	1023 SNAPPER LN, KEY LARGO, FL 33037-3876
Document Number	0032241655
Book / Page	3224 / 1655
Map Reference	MB 3 PG 11
Instrument Date	Apr 25, 2023
Instrument	2417362
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ACUITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1023 SNAPPER LN, KEY LARGO, FL 33037-3876

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 SNAPPER LN, KEY LARGO, FL 33037-3876

Mortgage

Document Number	0032241657
Date	May 10, 2023
Instrument	3224/1657

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1023 SNAPPER LN, KEY LARGO, FL 33037-3876
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 SNAPPER LN, KEY LARGO, FL 33037-3876

Mortgage

Document Number	0030841079
Date	Mar 26, 2021
Book Page	3084/1079
Instrument	2310535

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONROE FL
Recording Date	Sep 24, 2018
Property Address	1023 SNAPPER LN, KEY LARGO, FL 33037-3876
Document Number	0029281108
Book / Page	002928 / 001108
Instrument Date	Sep 21, 2018
Instrument	2187829
Transaction Type	Construction Loan
Record Updated	Oct 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 LOBSTER LN KEY LARGO FL 330373854, KEY LARGO, FL 33037-3854

Mortgage

Document Number	29281108
Date	Sep 24, 2018
Book Page	002928/001108
Instrument	2187829

Lender

Name	MARTIN E & GAIL D COLEMAN
Address	5000 N OCEAN BLVD # 411, LAUDERDALE BY THE SEA, FL 33308-2923

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 23, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$532,658 (+0.38%)	$558,643 (+5.28%) Land $344,400 Building $214,243
2024	$4,536.00 (+16.82%)
2023	$3,883.00 (+18.46%)	$530,625 (+31.75%) Land $349,440 Building $181,185	$530,625 (+31.75%) Land $349,440 Building $181,185
2022	$3,278.00	$402,741 Land $241,920 Building $160,821	$402,741 Land $241,920 Building $160,821

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 272 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	272 in force
Nearby Flood Claims	100 (1981–2024)
Claims Outside the SFHA	9 of 100
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 42 claims Hurricane Wilma, Oct 2005 · 37 claims Hurricane Andrew, Aug 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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