1019 Snapper Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 1019 Snapper Ln, Key Largo, FL 33037 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,590 sqft · built 2013
Lot Size	0.154 acres (6,720 sqft)
Owner	Individual Name on File
Last Sale	$860,000 (Oct 2025)
Tax Bill	$3,701 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00484460-000000`

Property Details

APN / Parcel Number

Primary APN	`00484460-000000`
Alternative APNs	`13623800484460000000` `1594075`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,590 sqft Living Area
1st Floor Area	1,252 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,720 sqft (0.154 acres)
Lot Dimensions	112 ft deep x 60 ft wide
Garage Type	Covered
Garage Area	510 sqft
Porch	Florida Room
Porch Area	980 sqft
Patio Area	516 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1594075
Street Address	1019 SNAPPER LN
City	KEY LARGO
State	FL
Zip	33037-3876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1 LT 8 REVISED PLAT OF SUNRISE POINT KEY LARGO PB3-11 OR385-534/35 OR427-916 OR685-464 OR801-2356 OR836-2434 OR855-123 OR1723-697 OR2651-2317/18 OR2771-936
Legal Range	38E
Legal Township	62S
Legal Section	13
Legal Subdivision	SUNRISE POINT REV
Legal Block	1
Legal Lot Number	8
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1009
Census Tract	970600

Owner

Source: Monroe County records · APN 00484460-000000

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1019 SNAPPER LN, KEY LARGO, FL 33037-3876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 07, 2025	Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 07, 2025 · Amount on Record
Deed Sale	Oct 07, 2025 · Amount on Record
Prior Sale	Nov 30, 2015 · Amount on Record
Deed Document Number	20252518008
Deed Book / Page	3348 / 972
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1019 SNAPPER LN, KEY LARGO, FL 33037-3876
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 SNAPPER LN, KEY LARGO, FL 33037-3876

Mortgage

Document Number	0031510303
Date	Jan 26, 2022
Book Page	3151/303
Instrument	2358564

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2042

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 07, 2025
Property Address	1019 SNAPPER LN, KEY LARGO, FL 33037-3876
Document Number	0033480972
Book / Page	3348 / 972
Map Reference	MB 3 PG 11
Instrument Date	Sep 30, 2025
Instrument	2518008
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	TERRA TITLE AND ESCROW INC, NEXT ERA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,020.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9239 PARADISE DR, PANAMA CITY BEACH, FL 32413-9625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 SNAPPER LN, KEY LARGO, FL 33037-3876

Mortgage

Document Number	0003348974
Date	Oct 07, 2025
Instrument	3348/974

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$413,640 (+2.9%)	$667,870 (+3.39%) Land $344,400 Building $323,470
2024	$3,701.00 (+4.43%) Homeowner's exemption	$401,983 (+3%)	$645,963 (-0.8%) Land $329,280 Building $316,683
2023	$3,544.00 (+5.57%) Homeowner's exemption	$390,275 (+3%)	$651,159 (+19.04%) Land $349,440 Building $301,719
2022	$3,357.00 Homeowner's exemption	$378,908	$547,000 Land $241,920 Building $305,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879706001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 272 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	272 in force
Nearby Flood Claims	100 (1981–2024)
Claims Outside the SFHA	9 of 100
Most Recent Claim	May 2024, rainfall accumulation
Claims By Storm	Hurricane Irma, Sep 2017 · 42 claims Hurricane Wilma, Oct 2005 · 37 claims Hurricane Andrew, Aug 1992 · 4 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 176 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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