Kenton County property record for 1019 Russell St, Covington, KY 41011 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,003 sqft Finished Area |
| Lot Size | 3,049 sqft (0.07 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $385,000 (2021) |
| Tax Bill | $5,101.00 (2025) |
Source: Kenton County records · APN 054-22-32-003.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1019 RUSSELL ST, COVINGTON, KY 41011-3064 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 01, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) BANK OF ENGLAND |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on Record |
| Deed Sale | Jan 19, 2021 · Amount on Record |
| Prior Sale | Nov 24, 2009 · Amount on Record |
| Deed Doc Number | 20215900001 |
| Deed Book / Page | 66 / 894 |
| Prior Transfer Date | Dec 01, 2020 |
| Prior Transfer Doc | 0000000109 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 01, 2020 |
| Property Address | 1019 RUSSELL ST, COVINGTON, KY 41011-3064 |
| Document Number | 0000000109 |
| Book / Page | 000058 / 000331 |
| Instrument Date | Dec 01, 2020 |
| Instrument | 109 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1019 RUSSELL ST COVINGTON KY 410113064, COVINGTON, KY 41011-3064 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 19, 2021 |
| Property Address | 1019 RUSSELL ST, COVINGTON, KY 41011-3064 |
| Document Number | 0000000001 |
| Book / Page | 000066 / 000894 |
| Instrument Date | Dec 01, 2020 |
| Instrument | 1 |
| Transaction Type | Transfer |
| Record Updated | Mar 04, 2021 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1019 RUSSELL ST COVINGTON KY 410113064, COVINGTON, KY 41011-3064 |
| Document Number | 2 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 00M155/000142 |
| Instrument | 2 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1019 RUSSELL ST, COVINGTON, KY 41011-3064 |
| Document Number | 0000000062 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1019 RUSSELL ST COVINGTON KY 410113064, COVINGTON, KY 41011-3064 |
| Document Number | 0000000062 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 000M71/000687 |
| Instrument | 62 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 20, 2040 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,101.00 (-0.53%) | $385,000 (-) Land $5,000 Building $380,000 | $385,000 (-) Land $5,000 Building $380,000 |
| 2023 | $5,128.00 | $385,000 Land $5,000 Building $380,000 | $385,000 Land $5,000 Building $380,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Seminary Square Historic District listed 1980 · 128 contributing resources · NRIS 80001647 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 054-22-32-003.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,003 sqft Finished Area |
| Gross Area | 2,168 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Metal Roof |
| Lot Area | 3,049 sqft (0.07 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 1019 RUSSELL ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3064 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BAP 1ST LOT 186 |
| Legal Subdivision | WESTERN BAPTIST THEO INST |
| Legal Phase | 1ST |
| Legal Lot Number | 186 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 60700 |
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