1023 Pine St, Lynden, WA 98264 Property Records

Whatcom County property record for 1023 Pine St, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,276 sqft · built 1980
Lot Size	0.328 acres (14,305 sqft)
Owner	2 Individual Names on File
Last Sale	$346,000 (Jul 2017)
Tax Bill	$4,012 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`575643`

Property Details

APN / Parcel Number

Primary APN	`575643`
Alternative APNs	`400320 010456 0000` `133386`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,276 sqft
Basement Area	792 sqft
Finished Basement	264 sqft
Unfinished Basement	528 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Other
Exterior Material	Metal
Foundation Type	Concrete
Roof Material	Metal
Lot Area	14,305 sqft (0.328 acres)
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	575643
Street Address	1023 PINE ST
City	LYNDEN
State	WA
Zip	98264-1359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS72
Legal Description	HAWLEY'S ADD TO LYNDEN W 37.5 FT OF LOT 23-ALL LOT 24 BLK 28
Legal Range	03
Legal Township	40
Legal Section	20
Legal Subdivision	HAWLEY'S ADD TO LYNDEN
Legal Block	28
Legal Lot Number	23
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	3
Census Block	3022
Census Tract	10302

Owner

1023 Pine St is owned and occupied by two individuals who acquired it in November 2020.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1023 PINE ST, LYNDEN, WA 98264-1359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU
Nov 25, 2020	Quit Claim Deed, Transfer CALIBER HM LOANS
Jul 31, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2017 · Amount on File
Deed Sale	Jul 31, 2017 · Amount on File
Prior Sale	Jul 31, 2017 · Amount on File
Deed Document Number	2170703521
Last Transfer Date	Nov 25, 2020
Transfer Doc	2201104622
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1023 PINE ST, LYNDEN, WA 98264-1359
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001000019
Date	Oct 1, 2025
Instrument	2025-1000019

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 25, 2020
Property Address	1023 PINE ST, LYNDEN, WA 98264-1359
Document Number	2201104622
Instrument Date	Nov 18, 2020
Instrument	1104622
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1023 PINE ST LYNDEN WA 982641359, LYNDEN, WA 98264-1359

Mortgage

Document Number	2201104623
Date	Nov 25, 2020
Instrument	1104623

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 31, 2017
Property Address	1023 PINE ST, LYNDEN, WA 98264-1359
Document Number	2170703521
Instrument Date	Jul 26, 2017
Instrument	703521
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,163.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1023 PINE ST LYNDEN WA 982641359, LYNDEN, WA 98264-1359

Mortgage

Document Number	2170703522
Date	Jul 31, 2017
Instrument	703522

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1023 Pine St was $4,012.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,012.00	$530,193 Land $300,108 Building $230,085	$530,193 Land $300,108 Building $230,085
2022		$382,324 Land $144,408 Building $237,916	$382,324 Land $144,408 Building $237,916
2021	$2,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1023 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1023 Pine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Pogozone powered by Neubeam.

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