1020 Pine St, Lynden, WA 98264 Property Records

Whatcom County property record for 1020 Pine St, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,080 sqft · built 1974
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$322,900 (Aug 2016)
Tax Bill	$4,234 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`400320-010474-0000`

Property Details

APN / Parcel Number

Primary APN	`400320-010474-0000`
Alternative APNs	`133387` `533998`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,080 sqft Living Area
Gross Area	2,830 sqft
1st Floor Area	676 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Concrete/Metal Slab
Porch Area	40 sqft
Patio Area	506 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	133387
Street Address	1020 PINE ST
City	LYNDEN
State	WA
Zip	98264-1360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS72
Legal Description	HAWLEYS ADD TO LYNDEN LOT 10 BLK 29-EXC E 200 FT THEREOF
Legal Range	03
Legal Township	40
Legal Section	20
Legal Subdivision	HAWLEYS ADD TO LYNDEN
Legal Block	29
Legal Lot Number	10
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	3
Census Block	3019
Census Tract	10302

Owner

1020 Pine St is owned and occupied by two individuals who bought it in August 2016.

Source: Whatcom County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1020 PINE ST, LYNDEN, WA 98264-1360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2016 · Amount on File
Deed Sale	Aug 23, 2016 · Amount on File
Prior Sale	Jul 8, 2008 · Amount on File
Deed Document Number	2016802865
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Recording Date	Jun 22, 2026
Property Address	1020 PINE ST, LYNDEN, WA 98264-1360
Document Number	0000001828
Instrument Date	Jun 16, 2026
Instrument	20261828
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 PINE ST, LYNDEN, WA 98264-1360

Mortgage

Document Number	0000001828,
Date	Jun 22, 2026
Instrument	20261828

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1020 PINE ST, LYNDEN, WA 98264-1360
Document Number	2190300956
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1020 PINE ST LYNDEN WA 982641360, LYNDEN, WA 98264-1360

Mortgage

Document Number	2190300956
Date	Mar 12, 2019
Instrument	300956

Lender

Name	PEOPLES BK
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Pine St was $4,234.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,234.00	$579,735 Land $272,825 Building $306,910	$579,735 Land $272,825 Building $306,910
2022		$492,821 Land $144,408 Building $348,413	$492,821 Land $144,408 Building $348,413
2021	$3,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Pine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Pogozone powered by Neubeam.

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