1023 Neptune Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 1023 Neptune Ave, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,049 sqft · built 2023
Lot Size	0.182 acres (7,910 sqft)
Owner	Company Name on File
Last Sale	$1,875,000 (Aug 2019)
Tax Bill	$32,418 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`254-302-02-00`

Property Details

APN / Parcel Number

Primary APN	`254-302-02-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,049 sqft Living Area
Gross Area	2,226 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Duplex Single
Lot Area	7,910 sqft (0.182 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1023 NEPTUNE AVE
City	ENCINITAS
State	CA
Zip	92024-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 7 LOT 13 TR 001859
Legal Subdivision	SOUTH COAST PARK
Legal Tract	001859
Legal Block	7
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	5
Census Block	5006
Census Tract	17701

Owner

Source: San Diego County records · APN 254-302-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1023 NEPTUNE AVE, ENCINITAS, CA 92024-1425
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 06, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 12, 2019	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 2019 · Amount on Record
Deed Sale	Aug 12, 2019 · Amount on Record
Deed Document Number	2019336914
Last Transfer Date	Dec 10, 2019
Transfer Doc	0000004306
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1023 NEPTUNE AVE, ENCINITAS, CA 92024-1425
Transaction Type	Mortgage
Record Updated	Jan 08, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 NEPTUNE AVE, ENCINITAS, CA 92024-1425

Mortgage

Document Number	0000355090
Date	Dec 28, 2023
Instrument	2023-0355090

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jan 04, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1023 NEPTUNE AVE, ENCINITAS, CA 92024-1425
Transaction Type	Mortgage
Record Updated	Dec 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 NEPTUNE AVE, ENCINITAS, CA 92024-1425

Mortgage

Document Number	0000328756
Date	Nov 29, 2023
Instrument	2023-0328756

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 06, 2020
Property Address	1023 NEPTUNE AVE, ENCINITAS, CA 92024-1425
Document Number	0000004306
Instrument Date	Dec 10, 2019
Instrument	4306
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	970 WHIMBREL CT CARLSBAD CA 920114858, CARLSBAD, CA 92011-4858

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2019
Property Address	1023 NEPTUNE AVE, ENCINITAS, CA 92024-1425
Document Number	0000336914
Instrument Date	Jul 17, 2019
Instrument	336914
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 WHIMBREL CT CARLSBAD CA 920114858, CARLSBAD, CA 92011-4858

Mortgage

Document Number	336915
Date	Aug 12, 2019
Instrument	336915

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$3,014,853 (+2%) Land $1,962,560 Building $1,052,293
2025	$32,418.00 (+45.84%)	$2,955,739 (+44.03%) Land $1,924,079 Building $1,031,660
2023	$22,229.00 (+6.27%)	$2,052,137 Land $1,849,561 Building $202,576
2022	$20,917.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730177015, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storm And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 559 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ting Fiber	Fiber	2,000 / 2,000
Cox Communications	Cable	2,000 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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