1011 Neptune Ave, #13, Encinitas, CA 92024 Property Records

San Diego County property record for 1011 Neptune Ave, #13, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,272 sqft · built 1955
Lot Size	0.147 acres (6,422 sqft)
Owner	Company Name on Record
Last Sale	$2,990,000 (Nov 2025)
Tax Bill	$22,502 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`254-302-04-00`

Property Details

APN / Parcel Number

Primary APN	`254-302-04-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,272 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,422 sqft (0.147 acres)

Location & Zoning

Street Address	1011 NEPTUNE AVE, 13
City	ENCINITAS
State	CA
Zip	92024-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R11
Legal Description	BLK 7 LOT 10 POR TR 001859
Legal Subdivision	SOUTH COAST PARK
Legal Tract	001859
Legal Block	7
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	5
Census Block	5006
Census Tract	17701

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1749, RANCHO SANTA FE, CA 92067-1749
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK
Nov 3, 2025	Grant Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Mar 9, 2020	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Jan 10, 2020	Affidavit of Death, Transfer NOT AVAILABLE
Aug 23, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Mar 9, 2020 · Amount on Record
Deed Document Number	2025310144
Prior Transfer Date	Dec 16, 2024
Prior Transfer Doc	0000022339
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2026
Property Address	1011 NEPTUNE AVE, 13, ENCINITAS, CA 92024-1425
Document Number	0000189156
Instrument Date	Jun 26, 2026
Instrument	2026189156
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000189156,
Date	Jul 1, 2026
Instrument	2026189156

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 3, 2025
Property Address	1011 NEPTUNE AVE # 13, 13, ENCINITAS, CA 92024-1425
Document Number	0000310144
Map Reference	MAP 1859
Instrument Date	Sep 30, 2025
Instrument	2025-0310144
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1749, RANCHO SANTA FE, CA 92067-1749

Mortgage

Document Number	0000310145
Date	Nov 3, 2025
Instrument	2025-0310145

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 9, 2020
Property Address	1011 NEPTUNE AVE, ENCINITAS, CA 92024-1425
Document Number	0000120796
Map Reference	MAP 1859
Instrument Date	Jan 28, 2020
Instrument	2020-0120796
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 NEPTUNE AVE, ENCINITAS, CA 92024-1425

Mortgage

Document Number	0000120797
Date	Mar 9, 2020
Instrument	2020-0120797

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2020
Property Address	1011 NEPTUNE AVE, ENCINITAS, CA 92024-1425
Document Number	0000014179
Instrument Date	Dec 16, 2019
Instrument	14179
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4752 OAK CT OCEANSIDE CA 92056, OCEANSIDE, CA 92056

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2018
Property Address	1011 NEPTUNE AVE, ENCINITAS, CA 92024-1425
Document Number	0000347972
Instrument Date	Jul 11, 2018
Instrument	347972
Transaction Type	Transfer
Record Updated	Aug 29, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1011 NEPTUNE AVE ENCINITAS CA 920241425, ENCINITAS, CA 92024-1425

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,990,000 (+49.36%) Land $2,600,000 Building $390,000
2025	$22,502.00 (+12.84%)	$2,001,836 (+8.82%) Land $1,902,941 Building $98,895
2023	$19,941.00 (+2.19%)	$1,839,560 Land $1,829,049 Building $10,511
2022	$19,514.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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