1023 Emmet St, Petoskey, MI 49770 Property Records

Emmet County property record for 1023 Emmet St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1950
Lot Size	0.21 acres (9,186 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Mar 2026)
Tax Bill	$3,977 (2024)
Deeds & Mortgages	Mar 2026 Sale Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-427-017`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-427-017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	9,186 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1023 EMMET ST
City	PETOSKEY
State	MI
Zip	49770-2929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP RM-2
Legal Description	AUGUST HABNER'S ADDITION LOT 4 BLK 2, ALSO COM AT SE COR OF LOT 4 BLK 2, TH N 51.5', E 100', S 51.5', W 100' TO BEG. SECTION 6, T34N, R5W.
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	AUGUST HABNERS ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	2
Census Block	2022
Census Tract	970800

Owner

1023 Emmet St is owned by an individual who bought it in March 2026.

Source: Emmet County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	258 SKYLINE DR, PETOSKEY, MI 49770-8622
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Warranty Deed, Transfer EF TITLE AGENCY, FOX TITLE AGENCY
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
Apr 20, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2026 · Amount on File
Deed Sale	Mar 27, 2026 · Amount on File
Prior Sale	Apr 20, 2020 · Amount on File
Deed Document Number	20265227211
Deed Book / Page	1274 / 162
Prior Transfer Date	Jun 27, 2006
Prior Transfer Doc	1080000494
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Mar 27, 2026
Property Address	1023 EMMET ST, PETOSKEY, MI 49770-2929
Document Number	001274/162
Book / Page	1274 / 162
Instrument Date	Mar 25, 2026
Instrument	5227211
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	EF TITLE AGENCY, FOX TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$19.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 SKYLINE DR, PETOSKEY, MI 49770-8622

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1023 EMMET ST, PETOSKEY, MI 49770-2929
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3301 HAMELL RD, FULLERTON, CA 92835-1647

Mortgage

Document Number	0000001239/0000000412
Date	Nov 29, 2021
Book Page	0000001239/0000000412
Instrument	5192373

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Apr 20, 2020
Property Address	1023 EMMET ST, PETOSKEY, MI 49770-2929
Document Number	1220/697
Book / Page	1220 / 697
Instrument Date	Mar 13, 2020
Instrument	5173641
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3301 HAMELL RD, FULLERTON, CA 92835-1647

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,000 (+5.8%) Land $115,000	$230,000 (+5.8%) Land $230,000
2025		$108,700 Land $108,700	$217,400 Land $217,400
2024	$3,977.00
2023		$74,700 Land $74,700	$149,400 Land $149,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1023 Emmet St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1023 Emmet St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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