1015 Emmet St, Petoskey, MI 49770 Property Records

Emmet County property record for 1015 Emmet St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft
Lot Size	0.083 acres (3,624 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jan 2020)
Tax Bill	$2,290 (2024)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-427-011`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-427-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,092 sqft Living Area
1st Floor Area	840 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft

Exterior

Lot Area	3,624 sqft (0.083 acres)
Garage Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1015 EMMET ST
City	PETOSKEY
State	MI
Zip	49770-2929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP RM-2
Legal Description	AUGUST HABNER'S ADDITION LOT 2 BLK 2. SECTION 6, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	AUGUST HABNERS ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	2
Census Block	2022
Census Tract	970800

Owner

1015 Emmet St is owned by an individual who bought it in January 2020.

Source: Emmet County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8730 PINCHERRY RD, CHARLEVOIX, MI 49720-9452
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2020 · Amount on File
Deed Sale	Jan 20, 2020 · Amount on File
Prior Sale	Jan 8, 2009 · Amount on File
Deed Document Number	20205171562
Deed Book / Page	1218 / 618
Prior Transfer Date	Oct 1, 2004
Prior Transfer Doc	1057000417
Record Updated	Oct 29, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Jan 20, 2020
Property Address	1015 EMMET ST, PETOSKEY, MI 49770-2929
Document Number	1218/618
Book / Page	1218 / 618
Instrument Date	Jan 17, 2020
Instrument	5171562
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8730 PINCHERRY RD, CHARLEVOIX, MI 49720-9452

Mortgage

Document Number	5171563
Date	Jan 20, 2020
Instrument	5171563

Lender

Name	HOME POINT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,800 Land $101,800	$203,600 Land $203,600
2024	$2,290.00
2023		$68,100 Land $68,100	$136,200 Land $136,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 Emmet St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 Emmet St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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