Cook County property record for 1023 Bruce Dr, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,357 sqft · built 1960 |
| Lot Size | 0.523 acres (22,796 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,028 (2023) |
| Deeds & Mortgages | Dec 2017 Mortgage Dec 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-18-403-005 |
| Primary APN | 06-18-403-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,357 sqft Living Area |
| 1st Floor Area | 1,357 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 22,796 sqft (0.523 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1023 BRUCE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (SECOND) ADD TO (HIGH) (VIEW) HILLS SUB PT OF SE & PT OF SW OF SEC 18-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 18 |
| Legal Subdivision | SECOND ADD TO HIGH VIEW |
| Legal Lot Number | 23 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 804405 |
Source: Cook County records · APN 06-18-403-005
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1023 BRUCE DR, ELGIN, IL 60120-6831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 06, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage MR COOPER |
| Dec 06, 2017 | Affidavit of Death, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 08, 2017 |
| Transfer Doc | 0000039212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 06, 2017 |
| Property Address | 1023 BRUCE DR, ELGIN, IL 60120-6831 |
| Document Number | 1734039213 |
| Instrument Date | Sep 08, 2017 |
| Instrument | 34039213 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | VANTAGE POINT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1023 BRUCE DR ELGIN IL 601206831, ELGIN, IL 60120-6831 |
| Document Number | 1734039214 |
|---|---|
| Date | Dec 06, 2017 |
| Instrument | 34039214 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 05, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 06, 2017 |
| Property Address | 1023 BRUCE DR, ELGIN, IL 60120-6831 |
| Document Number | 1734039212 |
| Instrument Date | Sep 08, 2017 |
| Instrument | 34039212 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1023 BRUCE DR ELGIN IL 601206831, ELGIN, IL 60120-6831 |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,000 (+4%) Land $9,118 Building $18,882 | $280,000 (+4%) Land $91,180 Building $188,820 | |
| 2023 | $4,028.00 (+4.33%) | ||
| 2022 | $3,861.00 Homeowner's exemption Senior Citizen's exemption | $20,000 Land $10,000 Building $10,000 | $200,000 Land $100,000 Building $100,000 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 265 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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