1023 Alberta Rd, Elgin, IL 60124 Property Records

Kane County property record for 1023 Alberta Rd, Elgin, IL 60124 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	13,068 sqft (0.3 acres)
Occupancy	Owner Occupied
Last Sale	$316,500 (2013)
Tax Bill	$12,679.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`05-25-175-005`

Exterior

Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	1023 ALBERTA RD
City	ELGIN
State	IL
Zip	60124-3130
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE SUB LT 38
Legal Subdivision	CEDAR GROVE SUB
Legal Block	1
Legal Lot Number	38
Jurisdiction	KANE IL
Minor Civil Division	PLATO
Census Blockgroup	1
Census Block	1034
Census Tract	850709

Owner

Source: Kane County records · APN 05-25-175-005

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1023 ALBERTA RD, ELGIN, IL 60124-3130
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2013 · Amount on Record
Deed Sale	Oct 25, 2013 · Amount on Record
Deed Doc Number	201376348
Record Refreshed	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1023 ALBERTA RD, ELGIN, IL 60124-3130
Transaction Type	Mortgage
Record Updated	Oct 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072984
Date	Sep 27, 2021
Instrument	2021K072984

Lender

Name	LOAN CABIN INC
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jul 01, 2041

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,679.00 (+19.28%) Homeowner's exemption
2024		$143,928 (+16.08%) Land $27,638 Building $116,290	$431,957 (+16.12%) Land $82,947 Building $349,010
2022	$10,630.00 (+4.41%) Homeowner's exemption	$123,994 (+7.76%) Land $21,357 Building $102,637	$371,982 (+7.76%) Land $64,071 Building $307,911
2021	$10,181.00 Homeowner's exemption	$115,068 Land $20,633 Building $94,435	$345,204 Land $61,899 Building $283,305

Flood & Wildfire

1023 Alberta Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.