1021 Alberta Rd, Elgin, IL 60124 Property Records

Kane County property record for 1021 Alberta Rd, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Apr 2020)
Tax Bill	$12,376 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Feb 2020 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-25-175-004`

Property Details

APN / Parcel Number

Primary APN	`05-25-175-004`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	1021 ALBERTA RD
City	ELGIN
State	IL
Zip	60124-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE SUB LT 37
Legal Subdivision	CEDAR GROVE SUB
Legal Block	1
Legal Lot Number	37
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1034
Census Tract	850709

Owner

Source: Kane County records · APN 05-25-175-004

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1021 ALBERTA RD, ELGIN, IL 60124-3130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 24, 2020	Court-Ordered Deed, Foreclosure NOT AVAILABLE
Dec 05, 2017	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Prior Sale	Feb 24, 2020 · Amount on Record
Deed Document Number	202019513
Record Updated	Sep 20, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Apr 20, 2020
Property Address	1021 ALBERTA RD, ELGIN, IL 60124-3130
Document Number	0000019513
Instrument Date	Apr 02, 2020
Instrument	19513
Transaction Type	Transfer
Record Updated	Jul 07, 2020
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1021 ALBERTA RD ELGIN IL 601243130, ELGIN, IL 60124-3130

Mortgage

Document Number	19514
Date	Apr 20, 2020
Instrument	19514

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 19, 2035

February 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	KANE IL
Recording Date	Feb 24, 2020
Property Address	1021 ALBERTA RD, ELGIN, IL 60124-3130
Document Number	0000009532
Instrument Date	Dec 16, 2019
Instrument	9532
Transaction Type	Foreclosure
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$362.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1N500 TURNBERRY LN WINFIELD IL 601902337, WINFIELD, IL 60190-2337

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	1021 ALBERTA RD, ELGIN, IL 60124-3130
Document Number	0000002656
Instrument Date	Dec 05, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 ALBERTA RD ELGIN IL 601243130, ELGIN, IL 60124-3130

Mortgage

Document Number	0000002656
Date	Jan 17, 2018
Instrument	2656

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,376.00 (+8.63%) Homeowner's exemption
2024		$141,411 (+15.6%) Land $27,638 Building $113,773	$424,403 (+15.64%) Land $82,947 Building $341,456
2022	$11,393.00 (+3.99%) Homeowner's exemption	$122,330 (+7.74%) Land $21,357 Building $100,973	$366,990 (+7.74%) Land $64,071 Building $302,919
2021	$10,956.00 Homeowner's exemption	$113,537 Land $20,633 Building $92,904	$340,611 Land $61,899 Building $278,712

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898507091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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