10229 Grady Ln, Mobile, AL 36695 Property Records

Mobile County property record for 10229 Grady Ln, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,443 sqft · built 2021
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Jan 2023)
Tax Bill	$2,032 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13400023`

Property Details

APN / Parcel Number

Primary APN	`13400023`
Alternative APN	`34 02 04 0 000 009.025`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,443 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.239 acres)
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	13400023
Street Address	10229 GRADY LN
City	MOBILE
State	AL
Zip	36695-8088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 GRADY PLACE UNIT ONE MBK 138 PG 11
Legal Subdivision	GRADY PLACE UNIT ONE
Legal Lot Number	11
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	2
Census Block	2000
Census Tract	6412

Owner

10229 Grady Ln is owned and occupied by an individual who bought it in January 2023.

Source: Mobile County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10229 GRADY LN, MOBILE, AL 36695-8088
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Warranty Deed, Transfer · Loan Assumption CADENCE BANK NA
Nov 2, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage BANCORPSOUTH BANK
Jan 11, 2021	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2023 · Amount on File
Deed Sale	Jan 11, 2023 · Amount on File
Prior Sale	Nov 2, 2021 · Amount on File
Deed Document Number	2023001649
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jan 11, 2023
Property Address	10229 GRADY LN, MOBILE, AL 36695-8088
Document Number	0000001649
Map Reference	MB 138 PG 11
Instrument Date	Dec 27, 2022
Instrument	2023001649
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10229 GRADY LN, MOBILE, AL 36695-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6037 BUCKSKIN DR, HICKORY, NC 28601-9452

Mortgage

Document Number	0000001650
Date	Jan 11, 2023
Instrument	2023001650

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38801

Agreement

Type	Loan Assumption
Amount	Amount on Record

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Nov 2, 2021
Property Address	10229 GRADY LN, MOBILE, AL 36695-8088
Document Number	0000072558
Map Reference	MB 138 PG 11
Instrument Date	Oct 27, 2021
Instrument	2021072558
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2025
Title Company	SECURITY LAND TITLE INC, SURETY LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 W I65 SERVICE RD N # N310, N310, MOBILE, AL 36608-1204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10229 GRADY LN, MOBILE, AL 36695-8088

Mortgage

Document Number	0000072559
Date	Nov 2, 2021
Instrument	2021072559

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jan 11, 2021
Property Address	10229 GRADY LN, MOBILE, AL 36695-8088
Document Number	0000001738
Instrument Date	Jan 7, 2021
Instrument	1738
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$42.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 16167 MOBILE AL 366160167, MOBILE, AL 36616-0167

Tax Assessment & Valuation

The 2025 property tax bill for 10229 Grady Ln was $2,032 with a homeowner's exemption, up 3.3% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,032.00 (+3.3%) Homeowner's exemption	$41,830 (+3.28%) Land $6,500 Building $35,330	$418,300 (+3.28%) Land $65,000 Building $353,300
2024	$1,967.00 (+14.49%) Homeowner's exemption	$40,500 (+14.47%) Land $6,500 Building $34,000	$405,000 (+14.47%) Land $65,000 Building $340,000
2023	$1,718.00 Homeowner's exemption	$35,380 Land $4,200 Building $31,180	$353,800 Land $42,000 Building $311,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10229 Grady Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10229 Grady Ln is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 83% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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