10198 Grady Ln, Mobile, AL 36695 Property Records

Mobile County property record for 10198 Grady Ln, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,274 sqft · built 2023
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$209,000 (Jan 2025)
Tax Bill	$2,030 (2025)
Deeds & Mortgages	Jan 2025 Transfer Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13400034`

Property Details

APN / Parcel Number

Primary APN	`13400034`
Alternative APN	`34 02 04 0 000 009.036`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,274 sqft Living Area
1st Floor Area	2,274 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	13400034
Street Address	10198 GRADY LN
City	MOBILE
State	AL
Zip	36695-8123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 GRADY PLACE UNIT ONE MBK 138 PG 11
Legal Range	05S
Legal Township	05S
Legal Section	04
Legal Subdivision	GRADY PLACE UNIT ONE
Legal Lot Number	22
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	2
Census Block	2000
Census Tract	6412

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10198 GRADY LN, MOBILE, AL 36695-8123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 31, 2023	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Jun 8, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2025 · Amount on File
Deed Sale	Jan 17, 2025 · Amount on File
Prior Sale	Mar 31, 2023 · Amount on File
Deed Document Number	20253982
Record Updated	Oct 29, 2026

January 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MOBILE AL
Recording Date	Jan 17, 2025
Property Address	10198 GRADY LN, MOBILE, AL 36695-8093
Document Number	0000003982
Map Reference	MB 138 PG 11
Instrument Date	Jan 17, 2025
Instrument	2025003982
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10198 GRADY LN, MOBILE, AL 36695-8093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10198 GRADY LN, MOBILE, AL 36695-8093

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 31, 2023
Property Address	10198 GRADY LN, MOBILE, AL 36695-8093
Document Number	0000019209
Map Reference	MB 138 PG 11
Instrument Date	Mar 30, 2023
Instrument	2023019209
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	SECURITY LAND TITLE INC, SURETY LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 160149, MOBILE, AL 36616-1149

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10198 GRADY LN, MOBILE, AL 36695-8093

Mortgage

Document Number	0000019210
Date	Mar 31, 2023
Instrument	2023019210

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 8, 2020
Property Address	10198 GRADY LN, MOBILE, AL 36695-8093
Document Number	0000033543
Instrument Date	Jun 5, 2020
Instrument	33543
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$83.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1951 RIVER RD MOBILE AL 366052836, MOBILE, AL 36605-2836

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,030.00 (+3.31%) Homeowner's exemption	$41,800 (+3.31%) Land $6,500 Building $35,300	$418,000 (+3.31%) Land $65,000 Building $353,000
2024	$1,965.00 (+1.76%) Homeowner's exemption	$40,460 (+5.42%) Land $6,500 Building $33,960	$404,600 (+110.84%) Land $65,000 Building $339,600
2023	$1,931.00	$38,380 Land $8,400 Building $29,980	$191,900 Land $42,000 Building $149,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 83% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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