10228 E River Rd, Elyria, OH 44035 Property Records

Lorain County property record for 10228 E River Rd, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1970
Square Footage	2,126 sqft Living Area
Lot Size	63,162 sqft (1.45 acres)
Occupancy	Owner Occupied
Last Sale	$179,000 (2009)
Tax Bill	$3,589.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-00-004-132-022`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	2,126 sqft Living Area
Gross Area	2,406 sqft Gross Area
1st Floor	1,376 sqft 1st Floor
Basement Area	224 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1970
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	63,162 sqft (1.45 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	280 sqft Garage
Balcony Area	224 sqft Balcony
Patio Area	168 sqft Patio
Porch	Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	10228 E RIVER RD
City	ELYRIA
State	OH
Zip	44035-8435
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ACRE CORR 1/21/2009 20090282168
Legal Subdivision	CARLISLE SECS 04 & 05
Legal Block	132
Jurisdiction	LORAIN OH
Minor Civil Division	CARLISLE
Census Blockgroup	1
Census Block	1013
Census Tract	71300

Owner

Source: Lorain County records · APN 10-00-004-132-022

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10228 E RIVER RD, ELYRIA, OH 44035-8435
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 28, 2009 · Amount on Record
Deed Sale	Jan 28, 2009 · Amount on Record
Prior Sale	Sep 01, 1998 · Amount on Record
Deed Doc Number	2009282168
Prior Transfer Date	Mar 29, 2007
Prior Transfer Doc	0000197341
Record Refreshed	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	10228 E RIVER RD, ELYRIA, OH 44035-8435
Transaction Type	Mortgage
Record Updated	May 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210813905
Date	Apr 23, 2021
Instrument	2021-0813905

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,589.00 Homeowner's exemption	$81,020 (%) Land $16,180 Building $64,840	$231,490 (-) Land $46,220 Building $185,270
2024	$3,589.00 (+15.89%)	$81,022 (+29.2%) Land $16,177 Building $64,845	$231,490 (+29.2%) Land $46,220 Building $185,270
2023	$3,097.00 (+0.32%)	$62,710 (-) Land $17,829 Building $44,881	$179,170 (-) Land $50,940 Building $128,230
2022	$3,087.00	$62,710 Land $17,830 Building $44,880
2021			$179,170 Land $50,940 Building $128,230

Flood & Wildfire

10228 E River Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.