Lorain County property record for 10223 E River Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,820 sqft Living Area |
| Lot Size | 14,375 sqft (0.33 acres) |
| Garage | Attached, 572 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,224.00 (2025) |
| Primary APN | 10-00-005-107-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,820 sqft Living Area |
| 1st Floor | 1,196 sqft 1st Floor |
| 2nd Floor | 624 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 14,375 sqft (0.33 acres) |
| Depth X Width | 162 ft x 90 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 572 sqft Garage |
| Deck Area | 388 sqft Deck |
|---|---|
| Patio Area | 90 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 168 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 10223 E RIVER RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8434 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ROSEMERE 1 90 X 160 |
| Legal Subdivision | ROSEMERE ALLOTMENT #1 |
| Legal Block | 107 |
| Legal Lot Number | 1 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | CARLISLE |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 71300 |
Source: Lorain County records · APN 10-00-005-107-002
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 10223 E RIVER RD, ELYRIA, OH 44035-8434 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Building or Construction Mortgage HUNTINGTON NATIONAL BANK |
| Aug 19, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2015 |
| Deed Sale | May 28, 2015 |
| Deed Doc Number | 2015091959 |
| Prior Transfer Date | Apr 22, 2004 |
| Prior Transfer Doc | 997717 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 23, 2026 |
| Property Address | 10223 E RIVER RD, ELYRIA, OH 44035-8434 |
| Document Number | 0000104610 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026104610 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10223 E RIVER RD, ELYRIA, OH 44035-8434 |
| Document Number | 0000104610, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 2026104610 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10223 E RIVER RD, ELYRIA, OH 44035-8434 |
| Document Number | 0000645024 |
| Instrument Date | Aug 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 10223 E RIVER RD ELYRIA OH 440358434, ELYRIA, OH 44035-8434 |
| Document Number | 0000645024 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 645024 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,224.00 | $74,020 (-0.01%) Land $8,790 Building $65,230 | $211,500 (-) Land $25,120 Building $186,380 |
| 2024 | $3,224.00 (+27.38%) | $74,025 (+44.9%) Land $8,792 Building $65,233 | $211,500 (+44.9%) Land $25,120 Building $186,380 |
| 2023 | $2,531.00 (+0.36%) | $51,087 (-0.01%) Land $7,228 Building $43,859 | $145,960 (-) Land $20,650 Building $125,310 |
| 2022 | $2,522.00 | $51,090 Land $7,230 Building $43,860 | |
| 2021 | $145,960 Land $20,650 Building $125,310 |
10223 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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