10225 Big Rock Rd, Silver Spring, MD 20901 Property Records

Montgomery County property record for 10225 Big Rock Rd, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,848 sqft · built 1948
Lot Size	0.182 acres (7,921 sqft)
Owner	2 Company Names on Record
Last Sale	$270,000 (Feb 1999)
Tax Bill	$6,632 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01219512`

Property Details

APN / Parcel Number

Primary APN	`13-01219512`
Alternative APN	`01219512`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	7,921 sqft (0.182 acres)
Porch	Open Porch
Porch Area	160 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01219512
Street Address	10225 BIG ROCK RD
City	SILVER SPRING
State	MD
Zip	20901-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	INDIAN SPRING VILLAG E SEC 2
Legal Subdivision	IND SPRG VILL
Legal Block	18
Legal Lot Number	2
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1001
Census Tract	702102

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10225 BIG ROCK RD, SILVER SPRING, MD 20901-2708
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Intrafamily Transfer, Transfer
Oct 27, 2020	Deed of Trust, Mortgage · Conventional with PMI MCKAY MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 1999 · Amount on Record
Deed Sale	Feb 24, 1999 · Amount on Record
Deed Document Number	1999142485
Deed Book / Page	16814 / 874
Last Transfer Date	Jul 23, 2025
Transfer Doc	0696790280
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 7, 2025
Property Address	10225 BIG ROCK RD, SILVER SPRING, MD 20901-2708
Document Number	0696790280
Book / Page	69679 / 280
Map Reference	MB 32 FO 2056
Instrument Date	Jul 23, 2025
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10225 BIG ROCK RD, SILVER SPRING, MD 20901-2708

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10225 BIG ROCK RD, SILVER SPRING, MD 20901-2708
Document Number	0613580342
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Jan 19, 2021
Title Company	CERTIFIED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10225 BIG ROCK RD SILVER SPRING MD 209012708, SILVER SPRING, MD 20901-2708

Mortgage

Document Number	0613580342
Date	Dec 15, 2020
Book Page	061358/000342

Lender

Name	MCKAY MTG LLC
Address	7315 WISCONSIN AVE, BETHESDA, MD 20814-3202

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$597,667 (+4.58%)	$650,000 (+13.74%) Land $263,800 Building $386,200
2025	$6,632.00 (-5.23%)	$571,500 (+7.99%) Land $263,800 Building $307,700	$571,500 (-) Land $263,800 Building $307,700
2024	$6,998.00 (+27.05%)
2023		$529,233	$571,500 Land $263,800 Building $307,700
2022	$5,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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