10216 Big Rock Rd, Silver Spring, MD 20901 Property Records

Montgomery County property record for 10216 Big Rock Rd, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,079 sqft · built 1947
Lot Size	0.186 acres (8,094 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,472 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01217832`

Property Details

APN / Parcel Number

Primary APN	`13-01217832`
Alternative APN	`01217832`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,079 sqft Living Area
1st Floor Area	1,191 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,094 sqft (0.186 acres)
Deck Area	375 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01217832
Street Address	10216 BIG ROCK RD
City	SILVER SPRING
State	MD
Zip	20901-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	SEC 2 INDIAN SPRING VILLAG E
Legal Subdivision	IND SPRG VILL
Legal Block	11
Legal Lot Number	16
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3000
Census Tract	702102

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10216 BIG ROCK RD, SILVER SPRING, MD 20901-2709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH MORTGAGE CORP
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2002
Deed Sale	Feb 19, 2002
Prior Sale	Jul 17, 1996 · Amount on Record
Deed Document Number	2002232080
Deed Book / Page	20588 / 672
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10216 BIG ROCK RD, SILVER SPRING, MD 20901-2709
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10216 BIG ROCK RD, SILVER SPRING, MD 20901-2709

Mortgage

Document Number	0650740154
Date	Jan 19, 2022
Book Page	65074/154

Lender

Name	FIRST COMMONWEALTH MORTGAGE CORP
Type	Mortgage Company
Address	LOUISVILLE, KY 40243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10216 BIG ROCK RD, SILVER SPRING, MD 20901-2709
Transaction Type	Mortgage
Record Updated	Jun 1, 2021
Title Company	ARMOUR SETTLEMENT SERVICES LLC, ARMOUR SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10216 BIG ROCK RD, SILVER SPRING, MD 20901-2709

Mortgage

Document Number	0629090202
Date	May 7, 2021
Book Page	62909/202

Lender

Name	FIRST COMMONWEALTH MORTGAGE CORP
Type	Mortgage Company
Address	LOUISVILLE, KY 40243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,433 (+4.38%)	$623,700 (+13.13%) Land $264,800 Building $358,900
2025	$6,472.00 (+19.92%)	$551,300 (+7.64%) Land $264,800 Building $286,500	$551,300 (-) Land $264,800 Building $286,500
2023		$512,167	$551,300 Land $264,800 Building $286,500
2022	$5,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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