10223 Flagstaff St, Cedar Lake, IN 46303 Property Records

Lake County property record for 10223 Flagstaff St, Cedar Lake, IN 46303

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,970 sqft · built 2015
Lot Size0.339 acres (14,767 sqft)
OwnerIndividual Name on File
Tax Bill$4,121 (2024)
Deeds & MortgagesJan 2022 Mortgage
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN005-30-24-0265-0002

Property Details

APN / Parcel Number

Primary APN005-30-24-0265-0002
Alternative APN
  • 45-15-28-454-002.000-014

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,970 sqft Living Area
Basement Area972 sqft

Exterior

Year BuiltBuilt 2015
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area14,767 sqft (0.339 acres)
Lot Dimensions177 ft deep x 76 ft wide
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number005-30-24-0265-0002
Street Address10223 FLAGSTAFF ST
CityCEDAR LAKE
StateIN
Zip46303-7280
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCENTENNIAL SUB PHASE 1 LOT 2
Legal SubdivisionCENTENNIAL SUB
Legal Phase1
Legal Lot Number2
JurisdictionLAKE IN
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2026
Census Tract42901

Owner

10223 Flagstaff St is owned by an individual who acquired it in December 2024.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address14001 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7278
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Sep 3, 2019Special Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Apr 10, 2018Loan Modification, Mortgage
FIRST MIDWEST BK/WESTERN IL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2024
Deed SaleDec 3, 2024
Deed Document Number2019 059658
Prior Transfer DateSep 3, 2019
Prior Transfer Doc2019 059658
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address10223 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7280
Transaction TypeMortgage
Record UpdatedFeb 4, 2022
Title CompanyNORTHWEST INDIANA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10223 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7280

Mortgage

Document Number0000001348
DateJan 14, 2022
Instrument2022-001348
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

September 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE IN
Recording DateSep 3, 2019
Property Address10223 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7280
Document Number0000059658
Map ReferenceMB 102 PG 30
Instrument DateAug 26, 2019
Instrument2019 059658
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10223 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7280

Mortgage

Document Number0000059659
DateSep 3, 2019
Instrument2019 059659
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2049

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE IN
Recording DateApr 10, 2018
Property Address10223 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7280
Instrument DateDec 4, 2017
Instrument22367
Transaction TypeMortgage
Record UpdatedApr 24, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8051 WICKER AVE #A ST JOHN IN 463739390, A, ST JOHN, IN 46373-9390

Mortgage

Document Number0000022367
DateApr 10, 2018
Instrument22367
Lender
NameFIRST MIDWEST BK/WESTERN IL
TypeBank
Address1 PIERCE PL # 1500, ITASCA, IL 60143-1234
Agreement
AmountAmount on Record
Term24 Months
DueApr 9, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionHanover Township
MunicipalityCedar Lake Town
Unified School DistrictHanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$363,000 Land $79,000 Building $284,000$363,000 Land $79,000 Building $284,000
2024$4,121.00
2023$348,400 (+5.8%) Land $71,100 Building $277,300$348,400 (+5.8%) Land $71,100 Building $277,300
2022$4,084.00$329,300 Land $71,100 Building $258,200$329,300 Land $71,100 Building $258,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10223 Flagstaff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10223 Flagstaff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR LAKE WATER WORKS
private · serves 4,600 people · EPA ID IN5245047
Water SourceGroundwater
Last State InspectionAug 2024
Lead15 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Apr 2025
Monitoring and Reporting51
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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