10215 Flagstaff St, Cedar Lake, IN 46303 Property Records

Lake County property record for 10215 Flagstaff St, Cedar Lake, IN 46303

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,266 sqft · built 2019
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Tax Bill$4,349 (2024)
Deeds & MortgagesSep 2019 Mortgage
Apr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN005-30-24-0265-0003

Property Details

APN / Parcel Number

Primary APN005-30-24-0265-0003
Alternative APN
  • 45-15-28-454-003.000-014

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,266 sqft Living Area
Basement Area959 sqft

Exterior

Year BuiltBuilt 2019
Construction TypeMasonry / Concrete Block
Roof MaterialOther
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions163 ft deep x 77 ft wide
Garage TypeAttached
Garage Area541 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number005-30-24-0265-0003
Street Address10215 FLAGSTAFF ST
CityCEDAR LAKE
StateIN
Zip46303-7280
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCENTENNIAL SUB PHASE 1 LOT 3
Legal SubdivisionCENTENNIAL SUB
Legal Phase1
Legal Lot Number3
JurisdictionLAKE IN
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2026
Census Tract42901

Owner

10215 Flagstaff St is owned and occupied by an individual who acquired it in September 2019.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address10215 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7280
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2019Special Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Apr 10, 2018Loan Modification, Mortgage
FIRST MIDWEST BK/WESTERN IL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2019
Deed SaleSep 27, 2019
Deed Document Number2019 066503
Record UpdatedJun 8, 2026

September 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE IN
Recording DateSep 27, 2019
Property Address10215 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7280
Document Number0000066503
Map ReferenceMB 102 PG 30
Instrument DateSep 25, 2019
Instrument2019 066503
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10215 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7280

Mortgage

Document Number0000066504
DateSep 27, 2019
Instrument2019 066504
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE IN
Recording DateApr 10, 2018
Property Address10215 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7280
Instrument DateDec 4, 2017
Instrument22367
Transaction TypeMortgage
Record UpdatedApr 24, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8051 WICKER AVE #A ST JOHN IN 463739390, A, ST JOHN, IN 46373-9390

Mortgage

Document Number0000022367
DateApr 10, 2018
Instrument22367
Lender
NameFIRST MIDWEST BK/WESTERN IL
TypeBank
Address1 PIERCE PL # 1500, ITASCA, IL 60143-1234
Agreement
AmountAmount on Record
Term24 Months
DueApr 9, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionHanover Township
MunicipalityCedar Lake Town
Unified School DistrictHanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$377,700 Land $75,700 Building $302,000$377,700 Land $75,700 Building $302,000
2024$4,349.00
2023$365,000 (+6.76%) Land $70,800 Building $294,200$365,000 (+6.76%) Land $70,800 Building $294,200
2022$4,245.00$341,900 Land $70,800 Building $271,100$341,900 Land $70,800 Building $271,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10215 Flagstaff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10215 Flagstaff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR LAKE WATER WORKS
private · serves 4,600 people · EPA ID IN5245047
Water SourceGroundwater
Last State InspectionAug 2024
Lead15 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Apr 2025
Monitoring and Reporting51
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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