10220 Windtree Ln, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 10220 Windtree Ln, Charlotte, NC 28215

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,373 sqft · built 1987
Lot Size	0.624 acres (27,210 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jul 2020)
Tax Bill	$2,630 (2023)
Deeds & Mortgages	Jun 2018 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111-322-04`

Property Details

APN / Parcel Number

Primary APN	`111-322-04`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,373 sqft Heated Area
Gross Area	2,990 sqft
1st Floor Area	1,258 sqft
Upper Floors Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	27,210 sqft (0.624 acres)
Garage Area	524 sqft
Porch	Porch
Porch Area	162 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	111-322-04
Street Address	10220 WINDTREE LN
City	CHARLOTTE
State	NC
Zip	28215-9016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L70 B5 M22-267
Legal Subdivision	NORTHLAKE PH 02 MAP 02
Legal Block	5
Legal Lot Number	70
Jurisdiction	MECKLENBURG NC
Township / Civil Division	7, CRAB ORCHARD
Census Block Group	1
Census Block	1017
Census Tract	5621

Owner

10220 Windtree Ln is owned and occupied by two individuals who bought it in July 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10220 WINDTREE LN, CHARLOTTE, NC 28215-9016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK
Nov 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK
Jul 2, 2020	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Deed Document Number	0034762714
Deed Book / Page	34762 / 714
Record Updated	Jun 7, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10220 WINDTREE LN, CHARLOTTE, NC 28215-9016
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072717
Date	Jun 13, 2018
Book Page	32750/121
Instrument	2018072717

Lender

Name	PINNACLE BANK
Type	Bank
Address	HARRISBURG, NC 28075

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 6, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10220 WINDTREE LN, CHARLOTTE, NC 28215-9016
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147181
Date	Nov 28, 2018
Book Page	33133/729
Instrument	2018147181

Lender

Name	PINNACLE BANK
Type	Bank
Address	HARRISBURG, NC 28075

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 20, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 2, 2020
Property Address	10220 WINDTREE LN, CHARLOTTE, NC 28215-9016
Document Number	0000099555
Book / Page	034762 / 000714
Instrument Date	Jul 1, 2020
Instrument	99555
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	MOREHEAD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10220 WINDTREE LN CHARLOTTE NC 282159016, CHARLOTTE, NC 28215-9016

Mortgage

Document Number	99556
Date	Jul 2, 2020
Book Page	034762/000716
Instrument	99556

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 10220 Windtree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10220 Windtree Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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