10219 Windtree Ln, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 10219 Windtree Ln, Charlotte, NC 28215

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,181 sqft · built 1996
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Jul 2022)
Tax Bill	$3,978 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`111-321-31`

Property Details

APN / Parcel Number

Primary APN	`111-321-31`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,181 sqft Living Area
Gross Area	3,901 sqft
1st Floor Area	1,473 sqft
Upper Floors Area	1,771 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Other
Lot Area	36,590 sqft (0.84 acres)
Garage Type	Attached
Garage Area	720 sqft

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	204 sqft
Deck Area	132 sqft
Patio Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10219 WINDTREE LN
City	CHARLOTTE
State	NC
Zip	28215-9017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L36 B5 M22-267
Legal Subdivision	NORTH LAKE PH 02 MAP 02
Legal Block	5
Legal Lot Number	36
Jurisdiction	MECKLENBURG NC
Township / Civil Division	7, CRAB ORCHARD
Census Block Group	1
Census Block	1017
Census Tract	5621

Owner

10219 Windtree Ln is owned and occupied by two individuals who bought it in July 2022.

Source: Mecklenburg County records, as of June 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10219 WINDTREE LN, CHARLOTTE, NC 28215-9017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Jul 29, 2022	Warranty Deed, Transfer AUSTIN TITLE
Oct 6, 2020	Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL PC
Jul 31, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Mar 8, 2017	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on File
Deed Sale	Jul 29, 2022 · Amount on File
Prior Sale	Jul 31, 2018
Deed Document Number	2022110904
Deed Book / Page	37538 / 834
Prior Transfer Date	Jul 23, 2018
Prior Transfer Doc	0000096032
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10219 WINDTREE LN, CHARLOTTE, NC 28215-9017
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	PENDANT TITLE COMPANY LLC, ASCENDANT TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062154
Date	Apr 22, 2022
Book Page	37275/815
Instrument	2022062154

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 29, 2022
Property Address	10219 WINDTREE LN, CHARLOTTE, NC 28215-9017
Document Number	0000110904
Book / Page	37538 / 834
Map Reference	MB 22 PG 267
Instrument Date	Jul 29, 2022
Instrument	2022110904
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	AUSTIN TITLE

Transaction

Amount	Amount on Record
Tax	$1,280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49285 WOOD LAND DR, NORWOOD, NC 28128-8488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10219 WINDTREE LN, CHARLOTTE, NC 28215-9017

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10219 WINDTREE LN, CHARLOTTE, NC 28215-9017
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10219 WINDTREE LN, CHARLOTTE, NC 28215-9017

Mortgage

Document Number	0000163735
Date	Oct 6, 2020
Book Page	35145/46
Instrument	2020163735

Lender

Name	RUTH RUHL PC
Type	Non-Lending Institution
Address	DALLAS, TX 75251

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Aug 1, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 31, 2018
Property Address	10219 WINDTREE LN, CHARLOTTE, NC 28215-9017
Document Number	0000096032
Book / Page	032869 / 000687
Instrument Date	Jul 25, 2018
Instrument	96032
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10219 WINDTREE LN CHARLOTTE NC 282159017, CHARLOTTE, NC 28215-9017

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 8, 2017
Property Address	10219 WINDTREE LN, CHARLOTTE, NC 28215-9017
Document Number	0000029765
Book / Page	31621 / 125
Map Reference	MB22 PG267
Instrument Date	Mar 8, 2017
Instrument	2017029765
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	911 BAILEY CT, 911, MATTHEWS, NC 28104-0657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10219 WINDTREE LN, CHARLOTTE, NC 28215-9017

Mortgage

Document Number	0000029766
Date	Mar 8, 2017
Instrument	2017029766

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10219 Windtree Ln was $3,978, up 1.5% from the year before.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,978.00 (+1.51%)	$562,690 Land $133,000 Building $429,690	$562,690 Land $133,000 Building $429,690
2024	$3,919.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10219 Windtree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10219 Windtree Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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