Essex County and Gloucester City property record for 1022 Washington St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,476 sqft · built 1900 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $543,000 (Aug 2021) |
| Tax Bill | $6,578 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0141 B:0011 L:0000 |
| Primary APN | GLOU M:0141 B:0011 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,476 sqft Living Area |
| Gross Area | 3,006 sqft |
| 1st Floor Area | 682 sqft |
| Attic | Attic |
| Attic Area | 682 sqft |
| Basement Area | 682 sqft |
| Unfinished Basement | 330 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,700 sqft (0.154 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 1022 WASHINGTON ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 11 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 221100 |
1022 Washington St is owned and occupied by an individual who bought it in August 2021.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1022 WASHINGTON ST, GLOUCESTER, MA 01930-1162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) NEIGHBORHOOD HOUSING FINANCE CORP |
| Aug 8, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 31, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on File |
| Deed Sale | Aug 31, 2021 · Amount on File |
| Prior Sale | Aug 27, 2012 · Amount on File |
| Deed Book / Page | 40233 / 2 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 1022 WASHINGTON ST, GLOUCESTER, MA 01930-1162 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0042942-40 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | 42942/40 |
| Instrument | 20250911001170 |
| Name | NEIGHBORHOOD HOUSING FINANCE CORP |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 1022 WASHINGTON ST, GLOUCESTER, MA 01930-1162 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041115-517 |
|---|---|
| Date | Aug 8, 2022 |
| Book Page | 41115/517 |
| Instrument | 20220808000200 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Aug 31, 2021 |
| Property Address | 1022 WASHINGTON ST, GLOUCESTER, MA 01930-1162 |
| Document Number | 00040233-2 |
| Book / Page | 40233 / 2 |
| Instrument Date | Aug 31, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1029 WASHINGTON ST, GLOUCESTER, MA 01930-1157 |
| Document Number | 0000402334 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 40233/4 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1022 Washington St was $6,578, up 3.6% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,578.00 (+3.62%) | $706,600 (+8.19%) Land $267,200 Building $439,400 | $732,381 (+9.83%) |
| 2025 | $6,348.00 (+6.19%) | $653,100 (+6.3%) Land $247,500 Building $405,600 | $666,805 |
| 2024 | $5,978.00 (+6.73%) | $614,400 (+16.17%) Land $235,800 Building $378,600 | |
| 2023 | $5,601.00 | $528,900 Land $210,500 Building $318,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1022 Washington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 8 (1991–2010) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1022 Washington St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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