Essex County and Gloucester City property record for 1016 Washington St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,080 sqft · built 1790 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $150,000 (Apr 1997) |
| Tax Bill | $8,202 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jul 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0141 B:0007 L:0000 |
| Primary APN | GLOU M:0141 B:0007 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,080 sqft Living Area |
| Gross Area | 3,136 sqft |
| 1st Floor Area | 1,376 sqft |
| Basement Area | 704 sqft |
| Unfinished Basement | 704 sqft |
| Year Built | Built 1790 |
|---|---|
| Effective Year Built | Effective 1790 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1016 WASHINGTON ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 7 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 221100 |
1016 Washington St is owner-occupied and held in a trust since January 2019.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1016 WASHINGTON ST, GLOUCESTER, MA 01930-1161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2023 | Deed of Trust, Mortgage · Line of Credit ATHOL SAVINGS BANK |
| Jul 18, 2023 | Deed of Trust, Mortgage · Line of Credit ATHOL SAVINGS BANK |
| Jul 12, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage NORTH SHORE BANK |
| Jan 9, 2017 | Deed of Trust, Mortgage NORTH SHORE BANK |
| Sep 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWBURYPORT FIVE CENTS SAVINGS BANK |
| Jan 18, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 1997 · Amount on File |
| Deed Sale | Apr 2, 1997 · Amount on File |
| Deed Book / Page | 14039 / 159 |
| Last Transfer Date | Jan 11, 2019 |
| Transfer Doc | 37280-591 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 1016 WASHINGTON ST, GLOUCESTER, MA 01930-1161 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041775-265 |
|---|---|
| Date | Sep 25, 2023 |
| Book Page | 41775/265 |
| Instrument | 20230925000410 |
| Name | ATHOL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 1016 WASHINGTON ST, GLOUCESTER, MA 01930-1161 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041665-522 |
|---|---|
| Date | Jul 18, 2023 |
| Book Page | 41665/522 |
| Instrument | 20230718000410 |
| Name | ATHOL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 1016 WASHINGTON ST, GLOUCESTER, MA 01930-1161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36012-325 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 36012/325 |
| Instrument | 139 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 1016 WASHINGTON ST, GLOUCESTER, MA 01930-1161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35598-213 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 35598/213 |
| Instrument | 150 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jan 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 1016 WASHINGTON ST, GLOUCESTER, MA 01930-1161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38930-204 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 38930/204 |
| Instrument | 20200914001630 |
| Name | NEWBURYPORT FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jan 18, 2019 |
| Property Address | 1016 WASHINGTON ST, GLOUCESTER, MA 01930-1161 |
| Document Number | 37280-591 |
| Book / Page | 037280 / 000591 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 190118480 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1016 WASHINGTON ST GLOUCESTER MA 019301161, GLOUCESTER, MA 01930-1161 |
The 2026 property tax bill for 1016 Washington St was $8,202, up 0.6% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,202.00 (+0.6%) | $881,000 (+5.03%) Land $379,100 Building $501,900 | $866,590 |
| 2025 | $8,153.00 (+0.17%) | $838,800 (+0.27%) Land $351,200 Building $487,600 | |
| 2024 | $8,139.00 (+3.01%) | $836,500 (+12.12%) Land $334,400 Building $502,100 | $940,405 |
| 2023 | $7,901.00 | $746,100 Land $298,400 Building $447,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1016 Washington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 8 (1991–2010) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1016 Washington St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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