1011 Union St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1011 Union St, Schenectady, NY 12308

Property Summary

Property TypeApartments (5+ Units)
Details10,809 sqft · built 1984
Lot Size0.185 acres (8,073 sqft)
OwnerCompany Name on Record
Last Sale$1,200,000 (Oct 2024)
Tax Bill$20,055 (2026)
Deeds & MortgagesJul 2022 Sale & Second Mortgage
Nov 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN421500 39.75-1-23

Property Details

APN / Parcel Number

Primary APN421500 39.75-1-23
Alternative APN
  • 150003907500010230000000

Interior

Units15 Units
Stories3 Stories
Building Area10,809 sqft Gross Area
Basement Area3,603 sqft
Unfinished Basement3,603 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area8,073 sqft (0.185 acres)
Lot Dimensions149 ft deep x 54 ft wide
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1011 UNION ST
CitySCHENECTADY
StateNY
Zip12308-2803
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code03 - MULTI
Legal DescriptionAND PART OF 41 3 BRICK 0003220607 180,000
Legal Block1
Legal Lot Number23.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2001
Census Tract33400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Union Street Historic District
listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address171 BLAUVELT RD, MONSEY, NY 10952-2563
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2022Warranty Deed, Transfer · Stand-Alone Second Mortgage
TRUSTCO BANK
Nov 16, 2020Deed, Transfer · Construction Mortgage
BALLSTON SPA NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2024 · Amount on Record
Deed SaleOct 8, 2024 · Amount on Record
Prior SaleNov 16, 2020 · Amount on Record
Deed Document Number202459578
Deed Book / Page2139 / 339
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 18, 2022
Property Address1011 UNION ST, SCHENECTADY, NY 12308-2803
Document Number0000037323
Book / Page2088 / 639
Instrument DateJul 8, 2022
Instrument202237323
Transaction TypeTransfer
Record UpdatedAug 2, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1410 VALENCIA RD, 1410, NISKAYUNA, NY 12309-4318

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 JUERGEN PT, MAYFIELD, NY 12117-3954
InvestorPossibly a Property Investor

Mortgage

Document Number0000037346
DateJul 18, 2022
Instrument202237346
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateNov 16, 2020
Property Address1011 UNION ST, SCHENECTADY, NY 12308-2803
Document Number0000035662
Book / Page2045 / 817
Instrument DateSep 9, 2020
Instrument202035662
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyPAC ABSTRACT & TTL SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 710, TALLMAN, NY 10982-0710

Transferred To (Grantee/Buyer)

NameVerified Name
Address1410 VALENCIA RD, NISKAYUNA, NY 12309-4318

Mortgage

Document Number0000035666
DateNov 16, 2020
Book Page5041/31
Instrument202035666
Lender
NameBALLSTON SPA NATIONAL BANK
TypeBank
AddressBALLSTON SPA, NY 12020
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$20,055.00 (+14.48%)
2025$17,518.00 (+0.97%)$423,000 (-) Land $22,600 Building $400,400$700,447 (+30.82%) Land $37,423 Building $663,024
2023$423,000 (-) Land $22,600 Building $400,400$535,443 (+3.8%) Land $28,608 Building $506,835
2022$423,000 Land $22,600 Building $400,400$515,854 Land $27,561 Building $488,293
2021$17,349.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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