1022 Sunset Ridge Rd, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1022 Sunset Ridge Rd, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 1965
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Aug 2026)
Tax Bill	$3,144 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-51361-0619`

Property Details

APN / Parcel Number

Primary APN	`82-51361-0619`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Width	140 ft Width
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1022 SUNSET RIDGE RD
City	SAINT CLOUD
State	MN
Zip	56303-0645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 013 BLK 002 SUNSET PARK ADD SECTION 05 TOWNSHIP 124 RANGE 028 SECTION 05 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	05
Legal Subdivision	SUNSET PARK ADD
Legal Block	2
Legal Lot Number	13
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2020
Census Tract	1002

Owner

1022 Sunset Ridge Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Stearns County records, as of September 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1022 SUNSET RIDGE RD, SAINT CLOUD, MN 56303-0645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT MORTGAGE
Jul 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on File
Deed Sale	Aug 14, 2026 · Amount on File
Deed Document Number	20261719113
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 14, 2026
Property Address	1022 SUNSET RIDGE RD, SAINT CLOUD, MN 56303-0645
Document Number	0001719113
Instrument Date	Aug 10, 2026
Instrument	20261719113
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79,992.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1022 SUNSET RIDGE RD, SAINT CLOUD, MN 56303-0645

Mortgage

Document Number	0001719113,
Date	Aug 14, 2026
Instrument	20261719113

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 13, 2017
Property Address	1022 SUNSET RIDGE RD, SAINT CLOUD, MN 56303-0645
Document Number	00A1499939
Instrument Date	Jun 28, 2017
Instrument	A1499939
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 SUNSET RIDGE RD, SAINT CLOUD, MN 56303-0645

Tax Assessment & Valuation

The 2026 property tax bill for 1022 Sunset Ridge Rd was $3,144.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,144.00	$246,200 (+5.21%) Land $60,000 Building $186,200	$246,200 (+5.21%) Land $60,000 Building $186,200
2025		$234,000 Land $60,000 Building $174,000	$234,000 Land $60,000 Building $174,000
2023	$2,618.00	$225,700 Land $45,000 Building $180,700	$225,700 Land $45,000 Building $180,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1022 Sunset Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1022 Sunset Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: Verizon.

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