1012 Sunset Ridge Rd, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1012 Sunset Ridge Rd, Saint Cloud, MN 56303 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1967
Square Footage	1,494 sqft Living Area
Lot Size	26,136 sqft (0.6 acres)
Garage	648 sqft
Occupancy	Owner Occupied
Tax Bill	$4.00 (2025)

Owner

Source: Stearns County records · APN 82-43743-0130

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1012 SUNSET RIDGE RD, SAINT CLOUD, MN 56303-0645
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Jun 23, 2026
Property Address	1012 SUNSET RIDGE RD, SAINT CLOUD, MN 56303-0645
Document Number	0001715608
Instrument Date	Jun 13, 2026
Instrument	20261715608
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	CUNA MUTUAL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 SUNSET RIDGE RD, SAINT CLOUD, MN 56303-0645

Mortgage

Document Number	0001715608,
Date	Jun 23, 2026
Instrument	20261715608

Lender

Name	TRUSTONE FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 17, 2031

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,900 (+5.44%) Land $60,000 Building $222,900	$282,900 (+5.44%) Land $60,000 Building $222,900
2025	$4.00 (-5%)	$268,300 (+3.83%) Land $60,000 Building $208,300	$268,300 (+3.83%) Land $60,000 Building $208,300
2024	$8.00
2023	$8.00	$258,400 Land $45,000 Building $213,400	$258,400 Land $45,000 Building $213,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`82-43743-0130`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,494 sqft Living Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick Exterior
Roof Material	Asphalt Roof
Lot Area	26,136 sqft (0.6 acres)
Lot Width	108 ft Width
Parking Spaces	2 Parking Spaces
Garage Area	648 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	1012 SUNSET RIDGE RD
City	SAINT CLOUD
State	MN
Zip	56303-0645
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	.60A OF S2SW4 BEG 1094.50' E & 556.8' N OF SW COR SW4-R60D11' 114.43'-R81D10' 211.15' -W231.45'-N107.80' TO BEG OLD #
Legal Range	28W
Legal Township	124
Legal Section	05
Legal Subdivision	METES AND BOUNDS DESC.
Jurisdiction	STEARNS MN
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2020
Census Tract	1002