1022 Main St, Philomath, OR 97370 Property Records

Benton County property record for 1022 Main St, Philomath, OR 97370

Property Summary

Property Type	Commercial
Details	3 bd · 1.5 ba · 2,075 sqft · built 1937
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Aug 2016)
Tax Bill	$2,376 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`12612CB02200`

Property Details

APN / Parcel Number

Primary APN	`12612CB02200`
Alternative APN	`171896`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,075 sqft Gross Area
1st Floor Area	1,194 sqft
Attic	Attic
Attic Area	964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Roof Type	Gable
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	171896
Street Address	1022 MAIN ST
City	PHILOMATH
State	OR
Zip	97370-2014
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CG
Legal Description	PHILOMATH
Legal Range	6W
Legal Township	12S
Legal Section	12
Legal Subdivision	PHILOMATH
Jurisdiction	BENTON OR
Township / Civil Division	CORVALLIS
Census Block Group	3
Census Block	3053
Census Tract	10800

Owner

1022 Main St, a commercial property, is owned by two individuals who bought it in August 2016.

Source: Benton County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 783, PHILOMATH, OR 97370-0783
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2016 · Amount on File
Deed Sale	Aug 12, 2016 · Amount on File
Prior Sale	Sep 8, 2014 · Amount on File
Deed Document Number	2016547763
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Property Address	1022 MAIN ST, PHILOMATH, OR 97370-2014
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000597992
Date	Jul 22, 2020
Instrument	2020-597992

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Property Address	1022 MAIN ST, PHILOMATH, OR 97370-2014
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000607893
Date	Feb 8, 2021
Instrument	2021-607893

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1022 Main St was $2,376, up 2.1% from the year before.

Source: Benton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Benton County
Municipality	Philomath City
Unified School District	Philomath School District 17J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,376.00 (+2.06%)	$115,148 (+3%)	$444,438 (+5.61%) Land $152,000 Building $292,438
2024	$2,328.00 (+2.37%)	$111,794 (+3%)	$420,839 (+26.11%) Land $148,000 Building $272,839
2023	$2,274.00 (+2.99%)	$108,538 (+3%)	$333,710 Land $148,000 Building $185,710
2022	$2,208.00	$105,377
2002			$309,230 Land $125,000 Building $184,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1022 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2007–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1022 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHILOMATH PUBLIC WORKS serves 4,670 people · EPA ID OR4100624
Water Source	Surface water
Last State Inspection	Aug 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pioneer Telephone Cooperative Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50

May also be available: T-Mobile, Verizon.

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