1022 Larvotto Loop, Laredo, TX 78045 Property Records

Webb County property record for 1022 Larvotto Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,275 sqft · built 2019
Lot Size0.11 acres (4,782 sqft)
Owner2 Individual Names on File
Last Sale$222,700 (Jan 2020)
Tax Bill$1,813 (2025)
Deeds & MortgagesJun 2023 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN969-61005-060

Property Details

APN / Parcel Number

Primary APN969-61005-060
Alternative APN
  • 597564

Interior

Stories2 Stories
Building Area2,275 sqft Living Area
Gross Area2,674 sqft
1st Floor Area1,241 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,782 sqft (0.11 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area140 sqft

Location & Zoning

Street Address1022 LARVOTTO LOOP
CityLAREDO
StateTX
Zip78045-6932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONACO, BLOCK 5, LOT 6, PHASE II
Legal SubdivisionMONACO
Legal PhaseII
Legal Block5
Legal Lot Number6
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2000
Census Tract1723

Owner

1022 Larvotto Loop is owned and occupied by two individuals who bought it in January 2020.

Source: Webb County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address1022 LARVOTTO LOOP, LAREDO, TX 78045-6932
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 2, 2020Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2020 · Amount on File
Deed SaleJan 2, 2020 · Amount on File
Deed Document Number20201380746
Deed Book / Page4716 / 406
Prior Transfer DateDec 23, 2019
Prior Transfer Doc004716/406
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address1022 LARVOTTO LOOP, LAREDO, TX 78045-6932
Transaction TypeMortgage
Record UpdatedJul 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1022 LARVOTTO LOOP, LAREDO, TX 78045-6932

Mortgage

Document Number005484/833
DateJun 21, 2023
Book Page5484/833
Instrument1503020
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term319 Months
DueJan 1, 2050

January 2020: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJan 2, 2020
Property Address1022 LARVOTTO LOOP, LAREDO, TX 78045-6932
Document Number004716/406
Book / Page4716 / 406
Map ReferenceVOL 36 PG 47&48
Instrument DateDec 23, 2019
Instrument1380746
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1022 LARVOTTO LOOP, LAREDO, TX 78045-6932

Mortgage

Document Number0001380747
DateJan 2, 2020
Instrument1380747
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1022 Larvotto Loop was $1,813 with a homeowner's exemption, down 11.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$362,755 (+1.26%) Land $67,139 Building $295,616$362,755 (-0.51%) Land $67,139 Building $295,616
2025$1,813.00 (-11.26%) Homeowner's exemption$358,256$364,624
2024$2,043.00
2023$324,302 Land $54,754 Building $269,548$324,302 Land $54,754 Building $269,548
2022$1,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1022 Larvotto Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1022 Larvotto Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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