1020 Larvotto Loop, Laredo, TX 78045 Property Records

Webb County property record for 1020 Larvotto Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,102 sqft · built 2019
Lot Size0.106 acres (4,620 sqft)
OwnerIndividual Name on Record
Last Sale$332,121 (Sep 2026)
Tax Bill$1,707 (2025)
Deeds & MortgagesSep 2026 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN969-61005-050

Property Details

APN / Parcel Number

Primary APN969-61005-050
Alternative APN
  • 597563

Interior

Stories2 Stories
Building Area2,102 sqft Living Area
Gross Area2,501 sqft
1st Floor Area1,079 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,620 sqft (0.106 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area140 sqft

Location & Zoning

Street Address1020 LARVOTTO LOOP
CityLAREDO
StateTX
Zip78045-6932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONACO, BLOCK 5, LOT 5, PHASE II
Legal SubdivisionMONACO
Legal PhaseII
Legal Block5
Legal Lot Number5
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2000
Census Tract1723

Owner

Source: Webb County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1020 LARVOTTO LOOP, LAREDO, TX 78045-6932
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Deed, Transfer · FHA Mortgage
OCMBC INC
Feb 19, 2020Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2026 · Amount on Record
Deed SaleSep 8, 2026 · Amount on Record
Prior SaleFeb 19, 2020 · Amount on Record
Deed Document Number20261597486
Deed Book / Page6104 / 488
Prior Transfer DateFeb 14, 2020
Prior Transfer Doc004740/573
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionWEBB TX
Recording DateSep 8, 2026
Property Address1020 LARVOTTO LOOP, LAREDO, TX 78045-6932
Document Number0001597486
Book / Page6104 / 488
Instrument DateSep 4, 2026
Instrument20261597486
Transaction TypeTransfer
Record UpdatedSep 15, 2026
Title CompanyENV LAND TITLE, ENV TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 LARVOTTO LOOP, LAREDO, TX 78045-6932

Mortgage

Document Number0001597487,
DateSep 8, 2026
Instrument20261597487
Lender
NameOCMBC INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

February 2020: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateFeb 19, 2020
Property Address1020 LARVOTTO LOOP, LAREDO, TX 78045-6932
Document Number004740/573
Book / Page4740 / 573
Map ReferenceVOL 36 PG 47&48
Instrument DateFeb 14, 2020
Instrument1384994
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 LARVOTTO LOOP, LAREDO, TX 78045-6932

Mortgage

Document Number0001384995
DateFeb 19, 2020
Instrument1384995
Lender
NameBANK OF ENGLAND
TypeBank
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$341,822 (+1.32%) Land $64,865 Building $276,957$341,822 (-0.51%) Land $64,865 Building $276,957
2025$1,707.00 (-11.28%) Homeowner's exemption$337,369 (+11.21%)$343,576 (+13.26%)
2024$1,924.00 (+11.99%)
2023$303,358 Land $52,899 Building $250,459$303,358 Land $52,899 Building $250,459
2022$1,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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