Union County property record for 1022 Laparc Ln, Indian Trail, NC 28079
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,446 sqft · built 2005 |
| Lot Size | 0.057 acres (2,483 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Jul 2018) |
| Tax Bill | $1,952 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-096-461 |
| Primary APN | 07-096-461 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,446 sqft Living Area |
| 1st Floor Area | 646 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,483 sqft (0.057 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 46 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1022 LAPARC LN |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-3109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-4 INDIA |
| Legal Description | #186C TAYLOR GLENN PH1B MP1 OPCI927 |
| Legal Subdivision | TAYLOR GLEN |
| Legal Lot Number | 186C |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 20317 |
1022 Laparc Ln, a rural home, is owned and occupied by an individual who bought it in July 2018.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1022 LAPARC LN, INDIAN TRAIL, NC 28079-3109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2024 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Apr 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 16, 2020 | Loan Modification, Mortgage · FHA Mortgage M&T BK |
| Mar 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jul 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage ENVOY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2018 · Amount on File |
| Deed Sale | Jul 19, 2018 · Amount on File |
| Prior Sale | Jun 18, 2009 · Amount on File |
| Deed Document Number | 201819933 |
| Deed Book / Page | 7198 / 732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1022 LAPARC LN, INDIAN TRAIL, NC 28079-3109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1022 LAPARC LN, INDIAN TRAIL, NC 28079-3109 |
| Document Number | 0008850184 |
|---|---|
| Date | Feb 7, 2024 |
| Book Page | 8850/184 |
| Instrument | 2610 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1022 LAPARC LN, INDIAN TRAIL, NC 28079-3109 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1022 LAPARC LN, INDIAN TRAIL, NC 28079-3109 |
| Document Number | 0008446616 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 8446/616 |
| Instrument | 12845 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Dec 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1022 LAPARC LN, INDIAN TRAIL, NC 28079-3109 |
| Document Number | 7652667 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1022 LAPARC LN INDIAN TRAIL NC 280793109, INDIAN TRAIL, NC 28079-3109 |
| Document Number | 7652667 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 007652/000667 |
| Instrument | 14564 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1022 LAPARC LN, INDIAN TRAIL, NC 28079-3109 |
| Document Number | 7652674 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1022 LAPARC LN INDIAN TRAIL NC 280793109, INDIAN TRAIL, NC 28079-3109 |
| Document Number | 7652674 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 007652/000674 |
| Instrument | 14565 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 19, 2018 |
| Property Address | 1022 LAPARC LN, INDIAN TRAIL, NC 28079-3109 |
| Document Number | 7198732 |
| Book / Page | 007198 / 000732 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 19933 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $344.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1022 LAPARC LN INDIAN TRAIL NC 280793109, INDIAN TRAIL, NC 28079-3109 |
| Document Number | 7198750 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 007198/000750 |
| Instrument | 19935 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77056 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2048 |
| Document Number | 7198734, |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 007198/000734 |
| Instrument | 19934 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2048 |
The 2025 property tax bill for 1022 Laparc Ln was $1,952.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,700 (-) Land $55,000 Building $244,700 | $299,700 (-) Land $55,000 Building $244,700 | |
| 2025 | $1,952.00 | $299,700 Land $55,000 Building $244,700 | $299,700 Land $55,000 Building $244,700 |
| 2023 | $1,623.00 | $193,800 Land $34,100 Building $159,700 | $193,800 Land $34,100 Building $159,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1022 Laparc Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1022 Laparc Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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