Union County property record for 1020 Laparc Ln, Indian Trail, NC 28079
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,446 sqft · built 2005 |
| Lot Size | 0.056 acres (2,439 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Mar 2023) |
| Tax Bill | $1,948 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-096-462 |
| Primary APN | 07-096-462 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,446 sqft Living Area |
| 1st Floor Area | 646 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,439 sqft (0.056 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1020 LAPARC LN |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-3109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-4 INDIA |
| Legal Description | #186D TAYLOR GLENN PH1B MP1 OPCI927 |
| Legal Subdivision | TAYLOR GLEN |
| Legal Lot Number | 186D |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 20317 |
1020 Laparc Ln, a rural home, is owned and occupied by two individuals who bought it in March 2023.
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1020 LAPARC LN, INDIAN TRAIL, NC 28079-3109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2023 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Mar 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2023 · Amount on File |
| Deed Sale | Mar 8, 2023 · Amount on File |
| Prior Sale | Mar 18, 2021 · Amount on File |
| Deed Document Number | 20235202 |
| Deed Book / Page | 8667 / 343 |
| Prior Transfer Date | Jan 6, 2015 |
| Prior Transfer Doc | 6388274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 8, 2023 |
| Property Address | 1020 LAPARC LN, INDIAN TRAIL, NC 28079-3109 |
| Document Number | 0008667343 |
| Book / Page | 8667 / 343 |
| Map Reference | CAB I FILE 927 |
| Instrument Date | Mar 8, 2023 |
| Instrument | 5202 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1344 GREEN OAKS LNL, CHARLOTTE, NC 28205 |
| Name | Verified Name |
|---|---|
| Address | 1020 LAPARC LN, INDIAN TRAIL, NC 28079-3109 |
| Document Number | 0000005203 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 5203 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1020 LAPARC LN, INDIAN TRAIL, NC 28079-3109 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7901691 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 7901/691 |
| Instrument | 49347 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1020 LAPARC LN, INDIAN TRAIL, NC 28079-3109 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8057805 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 8057/805 |
| Instrument | 16654 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 18, 2021 |
| Property Address | 1020 LAPARC LN, INDIAN TRAIL, NC 28079-3109 |
| Document Number | 0008030133 |
| Book / Page | 8030 / 133 |
| Map Reference | CAB I FILE 927 |
| Instrument Date | Mar 3, 2021 |
| Instrument | 12625 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 LAPARC LN, INDIAN TRAIL, NC 28079-3109 |
| Document Number | 0000012626 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 12626 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1020 LAPARC LN, INDIAN TRAIL, NC 28079-3109 |
| Document Number | 7235650 |
| Instrument Date | Sep 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1020 LAPARC LN INDIAN TRAIL NC 280793109, INDIAN TRAIL, NC 28079-3109 |
| Document Number | 7235650 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 007235/000650 |
| Instrument | 26268 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2048 |
The 2025 property tax bill for 1020 Laparc Ln was $1,948.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,000 (-) Land $55,000 Building $244,000 | $299,000 (-) Land $55,000 Building $244,000 | |
| 2025 | $1,948.00 | $299,000 Land $55,000 Building $244,000 | $299,000 Land $55,000 Building $244,000 |
| 2023 | $1,621.00 | $193,500 Land $34,100 Building $159,400 | $193,500 Land $34,100 Building $159,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1020 Laparc Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1020 Laparc Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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