1022 Forest Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1022 Forest Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 628 sqft · built 1923
Lot Size	0.146 acres (6,350 sqft)
Owner	Company Name on Record
Last Sale	$79,500 (Jul 2023)
Tax Bill	$1,662 (2025)
Deeds & Mortgages	Jul 2022 Sale & Line of Credit Jan 2015 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-209-005`

Property Details

APN / Parcel Number

Primary APN	`8913-35-209-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	628 sqft Living Area
1st Floor Area	628 sqft
Basement Area	628 sqft
Unfinished Basement	628 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	180 sqft

Exterior Amenities

Porch	Porch
Porch Area	204 sqft
Patio Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1022 FOREST AVE
City	WATERLOO
State	IA
Zip	50702-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENFIELD ADDITION LOT 2 BLK 8
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	GREENFIELD ADDITION
Legal Block	8
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2015
Census Tract	1100

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3215 HOMEWAY DR, CEDAR FALLS, IA 50613-5301
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Warranty Deed, Transfer · Line of Credit LUANA SAVINGS BANK
Jan 28, 2015	Warranty Deed, Transfer
Apr 24, 2009	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	20231646
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 28, 2022
Property Address	1022 FOREST AVE, WATERLOO, IA 50702-3120
Document Number	202300001646
Instrument Date	Jul 20, 2022
Instrument	202300001646
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT & T

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 FOREST AVE, WATERLOO, IA 50702-3120

Mortgage

Document Number	202300001647
Date	Jul 28, 2022
Instrument	202300001647

Lender

Name	LUANA SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2052

Interest

Change Frequency	Monthly

January 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 28, 2015
Property Address	1022 FOREST AVE, WATERLOO, IA 50702-3120
Document Number	201500012104
Instrument Date	Jan 12, 2015
Instrument	201500012104
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Tax	$90.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 FOREST AVE, WATERLOO, IA 50702-3120

April 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 24, 2009
Property Address	1022 FOREST AVE, WATERLOO, IA 50702-3120
Document Number	2009020125
Instrument Date	Apr 17, 2009
Instrument	2009020125
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT &

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 FOREST AVE, WATERLOO, IA 50702-3120

Mortgage

Document Number	2009020126
Date	Apr 24, 2009
Instrument	2009020126

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2039

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,662.00 (+0.36%)	$81,400 (+6.68%) Land $15,760 Building $65,640	$81,400 (+6.68%) Land $15,760 Building $65,640
2024	$1,656.00 (+22.3%)
2023		$76,300 (+23.84%) Land $15,760 Building $60,540	$76,300 (+23.84%) Land $15,760 Building $60,540
2022	$1,354.00	$61,610 Land $15,760 Building $45,850
2021			$61,610 Land $15,760 Building $45,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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