1012 Forest Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1012 Forest Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1923
Square Footage	960 sqft Living Area
Lot Size	6,350 sqft (0.146 acres)
Garage	Detached, 528 sqft
Occupancy	Owner Occupied
Tax Bill	$2,206.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-35-209-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	960 sqft Living Area
1st Floor	720 sqft 1st Floor
Basement Area	720 sqft Basement
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,350 sqft (0.146 acres)
Depth X Width	127 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	528 sqft Garage

Exterior Amenities

Deck Area	156 sqft Deck
Patio Area	156 sqft Patio
Porch	1 Porch
Porch Area	128 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1012 FOREST AVE
City	WATERLOO
State	IA
Zip	50702-3120
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GREENFIELD ADDITION LOT 4 BLK 8
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	GREENFIELD ADDITION
Legal Block	8
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2015
Census Tract	1100

Owner

Source: Black Hawk County records · APN 8913-35-209-003

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1012 FOREST AVE, WATERLOO, IA 50702-3120
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1012 FOREST AVE, WATERLOO, IA 50702-3120
Transaction Type	Mortgage
Record Updated	Dec 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 FOREST AVE, WATERLOO, IA 50702-3120

Mortgage

Document Number	202400006941
Date	Nov 28, 2023
Instrument	202400006941

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,206.00 Homeowner's exemption	$119,960 (+7.15%) Land $15,760 Building $104,200	$119,960 (+7.15%) Land $15,760 Building $104,200
2024	$2,206.00 (+26.49%)
2023		$111,960 (+26.81%) Land $15,760 Building $96,200	$111,960 (+26.81%) Land $15,760 Building $96,200
2022	$1,744.00 Homeowner's exemption	$88,290 Land $15,760 Building $72,530
2021			$88,290 Land $15,760 Building $72,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AO, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.