1022 Eleuthera Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1022 Eleuthera Dr NE, Palm Bay, FL 32905

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,566 sqft · built 2006
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,000 (Oct 2019)
Tax Bill	$2,514 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-25-A-8`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-25-A-8`
Alternative APNs	`28-37-28-25-0000A.0-0008.00` `2860813`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,566 sqft Living Area
Gross Area	2,225 sqft
1st Floor Area	1,566 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2015
Architectural Style	Duplex Single
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Width	45 ft Width
View / Lot	Lake Front
Garage Type	Attached
Garage Area	449 sqft
Porch	Florida Room
Porch Area	210 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2860813
Street Address	1022 ELEUTHERA DR NE
City	PALM BAY
State	FL
Zip	32905-4400
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM10
Legal Description	BIMINI BAY LOT 8 BLOCK A
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	BIMINI BAY
Legal Block	A
Legal Lot Number	8
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2001
Census Tract	65130

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1022 ELEUTHERA DR NE, PALM BAY, FL 32905-4400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2019 · Amount on Record
Deed Sale	Oct 28, 2019 · Amount on Record
Prior Sale	Apr 26, 2005 · Amount on Record
Deed Document Number	2019234330
Deed Book / Page	8572 / 2917
Last Transfer Date	Sep 3, 2024
Transfer Doc	0101530720
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 28, 2019
Property Address	1022 ELEUTHERA DR NE, PALM BAY, FL 32905-4400
Document Number	0085722917
Book / Page	8572 / 2917
Map Reference	MB 50 PG 46&47
Instrument Date	Oct 25, 2019
Instrument	2019234330
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,358.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1900, MELBOURNE, FL 32902-1900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1980 ROC ROSA DR NE, PALM BAY, FL 32905-3912

Mortgage

Document Number	2019234331
Date	Oct 28, 2019
Instrument	2019234331

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,400 (+2.7%)	$242,760 (-1.9%)
2025	$2,514.00 (+2.7%)	$180,530 (+5.98%)	$247,460 (-6.72%)
2024	$2,448.00 (+2.73%)
2023	$2,383.00 (+0.63%) Homeowner's exemption Widower's exemption	$170,340 (+3%)	$265,300 (+14.88%) Land $60,000 Building $205,300
2022	$2,368.00 Homeowner's exemption Widower's exemption	$165,380	$230,940 Land $50,000 Building $180,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20